
National Flood Insurance Program Set to Expire September 30, 2026
Wednesday, September 30, 2026 at 8:59 PM PST
The National Association of Realtors is tracking Congress’s approaching deadline to reauthorize the National Flood Insurance Program (NFIP), the primary source of flood coverage required for most federally backed mortgages.
NAR has published a public FAQ outlining what a lapse in the program’s authority would mean for policyholders, home sales, and closings, along with steps property owners can take now.
NFIP Reauthorization Resources
NAR Flood Insurance FAQ — https://www.nar.realtor/flood-insurance/faq-national-flood-insurance-program-expires-september-30-2026 · Answers to common questions about the September 30 deadline and what a lapse would mean for closings.
NAR Flood Insurance Hub — https://www.nar.realtor/flood-insurance · Ongoing updates on the program’s reauthorization status.
Federal Agency Guidance
FEMA Bulletin (PDF) — https://agents.floodsmart.gov/sites/default/files/bulletins/W-24020/w-24020.pdf · Guidance on flood insurance requirements if authority lapses.
Fannie Mae Selling Guide — https://selling-guide.fanniemae.com/sel/b7-3-06/flood-insurance-requirements-all-property-types · Flood insurance requirements for all property types.
Freddie Mac Bulletin 2025-E — https://guide.freddiemac.com/app/guide/bulletin/2025-E · Guidance for lenders during an NFIP lapse.
Joint Federal Regulator Guidance — https://www.fdic.gov/news/press-releases/2025/agencies-issue-reminder-institutions-lending-when-national-flood-insurance · Reminder from the FDIC, Federal Reserve, OCC, NCUA, and FCA on lending during a lapse.
Support Services & Contact Information
NAR Member Support — https://www.nar.realtor/contact-us · Call 1-800-874-6500, Monday–Friday, 8 a.m.–5 p.m. Central.
About National Association of REALTORS®
Founded in 1908 as the National Association of Real Estate Exchanges, the National Association of REALTORS® (NAR) adopted its current name in 1972 and is headquartered in Chicago with a Washington, D.C. office near the U.S. Capitol.
NAR’s mission is to empower REALTORS® as they preserve, protect, and advance the right to real property for all, guided by a Code of Ethics first adopted in 1913.
NAR represents more than 1.3 million real estate professionals across the United States and abroad.
The association provides advocacy, research, and continuing education for its members while advancing consumer-focused housing policy, including flood insurance reauthorization.
Disclaimer: This listing is shared for community information only. The event is organized and hosted by the listed organization, not by PeerGalaxy. Dates, times, and access links are subject to change — please confirm details with the organizer before attending.

OREGON STATEWIDE WEATHER & FIRE CONDITIONS
Public Safety Resource · Weather Alerts · Fire Danger · Air Quality · Flooding
“Know the hazard. Find the right resource. Stay safe.”
All resources listed are free and publicly available · Verify current conditions directly with official sources below
CALL 911
For anyone experiencing an active wildfire, flooding, or immediate threat to life or property
CALL OR TEXT 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation · Free · Confidential · 24/7
YOUR FIRST THREE STEPS WHEN A HAZARD IS POSSIBLE
1 · Check NWS Active Alerts for Oregon NWS Oregon Active Alerts
Every active watch, warning, and advisory in Oregon — in one place. Check here first whenever you hear about a hazard in your area.
2 · Check Your Fire Danger Level and Burn Restrictions ODF Fire Restrictions Interactive Map
Tap your location on the interactive map to see your local fire danger level and whether any burn restrictions apply. Works on mobile. Check before any outdoor burning — any time of year.
3 · Sign Up for County Emergency Alerts Oregon Emergency Alert Registration
Register your phone and home address so wildfire, flood, and evacuation alerts reach you directly — without having to check anything. Takes less than two minutes.
NWS ALERT TYPE DEFINITIONS
When a hazard is issued for your area, it will carry one of these labels. Knowing what each term means tells you how urgently to act.
🔴 WARNING
Hazardous conditions are occurring or imminent. Take protective action NOW — do not wait.
🟡 WATCH
Conditions are favorable for a hazard to develop. Prepare now and monitor updates closely.
🟠 ADVISORY
Conditions will be hazardous but below warning thresholds. Use extra caution outdoors.
🔵 SPECIAL WEATHER STATEMENT
Noteworthy conditions that require public awareness but do not meet warning or advisory thresholds. Stay aware and check for updates.
🏖 BEACH HAZARDS STATEMENT
Dangerous ocean or beach conditions — sneaker waves, rip currents, or extreme surf. Stay well back from the water’s edge regardless of how calm the ocean looks.
🔥 RED FLAG WARNING
Critical fire weather: low humidity + high winds + dry fuels = extreme fire danger. No outdoor burning of any kind. Avoid all spark-producing activity.
🌊 SMALL CRAFT ADVISORY
Hazardous conditions for small vessels. Inexperienced mariners should stay off coastal and Columbia River Bar waters until the advisory expires.
💧 FLOOD WATCH
Flooding is possible. Prepare now — know your evacuation route and monitor river gauge levels.
💧 FLOOD WARNING
Flooding is occurring or imminent. Move to higher ground now. Turn Around, Don’t Drown — never drive through a flooded road.
FIRE DANGER LEVELS — WHAT THEY MEAN
The Oregon Department of Forestry uses a five-level fire danger scale. Your local level determines which activities may be restricted on public and private forestlands. Danger levels can vary significantly over short distances — always check your specific location on the ODF map before any outdoor burning or spark-producing activity.
-
LOW
Fires are unlikely to start or spread rapidly. Normal outdoor caution applies.
-
MODERATE
Fires can start and spread under dry or windy conditions. Use caution near any ignition source outdoors.
-
HIGH
Fires start easily and spread quickly. Check ODF burn restrictions before any outdoor burning. Debris fires must be fully extinguished — never left to smolder.
-
VERY HIGH
Fires start very easily from almost any spark. Outdoor burning is typically prohibited. Check ODF restrictions for your specific location before any outdoor activity.
-
EXTREME
Maximum fire danger. Any fire can quickly become uncontrollable. All outdoor burning prohibited. Avoid all spark-producing activity entirely.
Check your current fire danger level and burn restrictions: ODF Fire Restrictions Interactive Map
OREGON SEASONAL HAZARD GUIDE
Oregon faces different hazards throughout the year. Use this guide to know what to watch for in any given season and which resources to check most closely.
❄ WINTER — December through February
Ice storms and freezing rain in the Willamette Valley · Heavy snow in the Cascades and eastern Oregon · Coastal wind events and large surf · Sneaker waves year-round · River flooding from rain-on-snow events
🌱 SPRING — March through May
Early Red Flag fire weather as fuels dry before green-up · Snowmelt flooding along Cascade-fed rivers · Prescribed burn smoke · High surf and sneaker waves on the coast
🔥 SUMMER — June through September
Wildfire season peaks statewide · Red Flag Warnings common in south-central and eastern Oregon · Smoke events affecting air quality across the state · Extreme heat in the Willamette Valley and eastern Oregon · Lightning-caused fires in the mountains
🍂 FALL — October through November
Wildfires may remain active into October · Coastal wind events return · Early ice and snow in the mountains · Transition back to rainy-season flooding risk · First major wind events of the season
REGIONAL HAZARD CONTEXT
Western Oregon & Portland Metro
Willamette Valley weather is generally mild but can shift quickly. Watch for winter ice storms and wind events that cause widespread power outages, summer heat waves, and river flooding during rain-on-snow events in the mountains. The Columbia River Gorge is a natural wind corridor — conditions there can be dramatically different from surrounding areas.
Oregon Coast
Sneaker waves are the leading cause of ocean drowning deaths on the Oregon coast and occur year-round — including on days when the surf appears completely calm. Stay well back from the water’s edge. Never turn your back on the ocean. Stay off rocks, jetties, and logs at the surf line at all times. Watch for NWS Beach Hazards Statements before any coastal visit. The Columbia River Bar is one of the most hazardous river mouths in North America — always check bar conditions with the U.S. Coast Guard before any crossing attempt.
South-Central Oregon — Lake, Klamath & Harney Counties
This region is among Oregon’s most fire-prone. Red Flag Warnings are common in spring and summer when low humidity, high winds, and dry grass create extreme ignition conditions. The pre-green-up period in late winter and early spring — before new vegetation replaces last year’s dead grass — is particularly dangerous. Even a small spark can start a fast-moving fire. Always check ODF restrictions before any outdoor burning or use of spark-producing equipment.
Central Oregon — Bend, Redmond, Prineville, Madras
Central Oregon’s dry high-desert climate means fire risk arrives early and persists late into the season. Prescribed burns on the Deschutes and Ochoco national forests and the Crooked River National Grassland can produce smoke affecting communities along the Highway 26 and Highway 97 corridors. Check air quality at oregon.gov/deq before extended outdoor activity whenever smoke is visible.
Eastern Oregon
Eastern Oregon faces both wildfire risk and flash flood potential. Summer thunderstorms over the Blue Mountains and Wallowas can produce lightning-caused fires and rapid runoff into steep canyon drainages. Rivers fed by east-slope snowpack — including the John Day, Malheur, Owyhee, and Deschutes — can rise quickly during spring snowmelt events. Check river gauges at water.noaa.gov before recreating near any waterway.
Southern Oregon — Rogue Valley, Medford, Ashland, Grants Pass
Southern Oregon sits in a fire-prone interface zone where forested mountains meet populated valleys. Fire season can begin as early as June and extend into October. Smoke from both Oregon and northern California wildfires regularly affects air quality in late summer. Years with below-average snowpack significantly increase fire risk beginning as early as spring.
WILDFIRE SMOKE & AIR QUALITY GUIDE
Wildfire smoke contains fine particles that penetrate deep into the lungs and cannot be filtered by an ordinary dust mask. Groups at elevated risk include children, older adults, pregnant women, and anyone with heart or lung conditions. Check air quality before any outdoor activity during a smoke event — conditions can change within hours.
Air Quality Index (AQI) — What the Colors Mean
-
GREEN (0–50) — Good
Air quality is satisfactory. Outdoor activity is fine for everyone.
-
YELLOW (51–100) — Moderate
Sensitive groups should consider limiting prolonged outdoor exertion.
-
ORANGE (101–150) — Unhealthy for Sensitive Groups
Children, older adults, and anyone with heart or lung conditions should reduce time outdoors.
-
RED (151–200) — Unhealthy
Everyone should reduce prolonged outdoor exertion. Sensitive groups should remain indoors.
-
PURPLE (201–300) — Very Unhealthy
Avoid all outdoor activity. Keep windows and doors closed.
-
MAROON (301+) — Hazardous
Health emergency conditions. Everyone should stay indoors with windows closed.
Simple indoor air filtration during a smoke event: Tape a MERV-13 furnace filter to the back of a standard box fan. This creates an effective air cleaner at very low cost and is safe to run with windows closed.
Check current air quality: Oregon DEQ Air Quality Index · AirNow.gov · OregonAIR Mobile App
NO CELL SERVICE OR INTERNET? USE NOAA WEATHER RADIO
A NOAA Weather Radio receiver broadcasts continuous NWS alerts, weather forecasts, fire weather warnings, and emergency messages 24 hours a day · 7 days a week on 162.400 – 162.550 MHz. It is the most reliable alert system for rural Oregon when cell coverage or internet is unavailable. A dedicated receiver is required — available at hardware and electronics retailers for under $30. Find the transmitter frequency for your location at weather.gov/nwr.
MONITOR & STAY INFORMED — COMPLETE RESOURCE LIST
All resources below are free and publicly available 24 hours a day · 7 days a week unless otherwise noted.
WEATHER — WATCHES, WARNINGS & FORECASTS
NWS Active Alerts — All of Oregon
Every active NWS watch, warning, and advisory currently in effect anywhere in Oregon — in one place. Check here first.
NWS Portland — Western Oregon
Current alerts and forecasts for the Portland metro, Willamette Valley, northern coast, and Columbia River Gorge.
NWS Medford — Southern Oregon
Alerts and forecasts for the Rogue Valley, Klamath Basin, Crater Lake area, and south-central Oregon.
NWS Pendleton — Eastern & Central Oregon
Alerts and forecasts for eastern Oregon, the Blue Mountains, Cascades east slopes, and the central Oregon high desert.
NOAA Marine Forecast — Oregon Coast
Coastal and offshore forecasts, small craft advisories, and Columbia River Bar conditions.
NOAA Weather Radio Frequency Finder
Find your local 162 MHz NOAA Weather Radio frequency. Continuous 24/7 NWS broadcasts — the most reliable alert system when cell coverage or internet fails.
FIRE DANGER, RESTRICTIONS & ACTIVE WILDFIRES
ODF Fire Danger & Burn Restrictions Map
Interactive map — tap or click your location to see your current fire danger level and active burn restrictions. Works on mobile. Check before any outdoor burning.
Oregon Dept. of Forestry — Fire & Weather
Official ODF fire weather forecasts, statewide danger ratings, and fire news and press releases.
Before You Burn — Debris Burning Check
Check daily whether outdoor debris burning is allowed in your area before lighting anything. Debris burning is the leading cause of human-caused wildfires in Oregon.
BLM Oregon & Washington — Fire Restrictions
Fire restrictions for Bureau of Land Management lands. Note: BLM restrictions may differ from ODF restrictions on adjacent land — check both for your location.
InciWeb — Active Oregon Wildfires
Active wildfire locations, acreage, containment status, road closures, and evacuation orders across Oregon.
Northwest Interagency Coordination Center
Regional fire situation reports and preparedness levels for Oregon and Washington.
AIR QUALITY & WILDFIRE SMOKE
Oregon DEQ — Air Quality Index
Real-time statewide air quality readings. Check before outdoor activity during any smoke event — especially for children, older adults, and anyone with heart or lung conditions.
AirNow.gov — Federal Air Quality
Current and forecast AQI by location. Includes smoke forecasts during wildfire events. Available 24 hours a day · 7 days a week.
OregonAIR Mobile App
Free mobile app for real-time Oregon air quality readings and alerts. Available for iOS and Android.
FLOODING & RIVER LEVELS
NOAA River Levels & Flood Monitoring
Live river gauge readings, flood stage forecasts, and inundation maps for rivers across Oregon. Enter any river name or city. Available 24 hours a day · 7 days a week.
EMERGENCY ALERTS & PREPAREDNESS
Oregon Emergency Alerts — Sign Up
Register your phone and address to receive county emergency alerts for wildfires, floods, and evacuations directly — without having to seek them out.
Oregon Office of Emergency Management
Statewide emergency preparedness resources, disaster declarations, and guidance for individuals, families, and communities.
Oregon Emergency Management — Make a Plan
Step-by-step guidance for building a household emergency plan, go-bag, and communication strategy before a disaster strikes.
KEY PHONE NUMBERS
Save these numbers before a disaster occurs. Cell networks may be congested during an active emergency.
Life-Safety Emergency
CALL: 911
For anyone experiencing or witnessing an active wildfire, flooding, structure fire, or any immediate threat to life or property.
Mental Health Crisis Line
CALL OR TEXT: 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation. Free · Confidential · Available 24 hours a day · 7 days a week.
Oregon Emergency Management — Duty Officer
CALL: 1-503-378-2911
For local emergency managers and public officials requesting state assistance during an active emergency or declared disaster.
NWS Portland — Western Oregon Recorded Forecast
CALL: 503-261-9246
For anyone in the Portland metro, Willamette Valley, or northern coast. Recorded forecast updated several times daily.
NWS Medford — Southern Oregon
CALL: 541-773-1067
For anyone in southern Oregon or the Rogue Valley seeking a current recorded forecast.
NWS Pendleton — Eastern & Central Oregon
CALL: 541-276-4493
For anyone in eastern or central Oregon seeking a current recorded forecast.
Central Oregon Fire Information Line
CALL: 1-800-523-4737
For anyone in central Oregon seeking current fire danger levels, active burn restrictions, or incident information.
NOAA Weather Radio
162.400 – 162.550 MHz (receiver required)
For anyone in a rural area without reliable cell or internet coverage. A dedicated weather radio receiver is required — available at hardware and electronics retailers. Find your local frequency at weather.gov/nwr. Available 24 hours a day · 7 days a week.
PREPAREDNESS ACTIONS YOU CAN TAKE NOW
Sign Up for Emergency Alerts
Register at Oregon Emergency Alert Registration — oralert.gov to receive county alerts for wildfires, floods, and evacuations directly on your phone. Also enable Wireless Emergency Alerts in your phone’s notification settings — these require no registration and can reach you even without data service.
Know Your Evacuation Route
Identify at least two ways out of your neighborhood before a disaster occurs. One route may be blocked by fire or floodwater. Know where you would go and how you would reach family members if you are separated. In a fast-moving wildfire, there may be very little warning time — have your plan ready now.
Build a Go-Bag
Keep a ready bag near your door or in your vehicle during fire season. Include: prescription medications and medical supplies · copies of important documents · phone charger and backup battery · water and food for three days · cash · a change of clothing · N95 masks for smoke protection. A go-bag prepared in advance saves critical time during an emergency evacuation.
For Outdoor Burns — Check Before You Light
Debris burning is the leading cause of human-caused wildfires in Oregon — and any escaped fire can result in full liability for suppression costs, which can reach millions of dollars. Before any outdoor burn, check BeforeYouBurn.com and the ODF Fire Restrictions Map. When in doubt, do not burn.
Turn Around, Don’t Drown
Never drive through a flooded road — even if it looks passable. Just six inches of moving water can knock a person off their feet. Two feet of water can carry away most vehicles. If a road ahead is flooded, turn around and find another route. Most flood-related deaths in Oregon occur in vehicles.
Check on Neighbors
Older adults, people with disabilities, and those who live alone may not receive alerts or may need help evacuating. Check on neighbors before a known hazard arrives in your area.
DISCLAIMER: Information is shared solely as a public courtesy. All resources listed are publicly available through official government agencies. This document is not a product of, nor endorsed by, the National Weather Service, Oregon Department of Forestry, Oregon Emergency Management, or any other agency listed. Content is subject to change — always verify current conditions directly with official sources before making any decisions. This is not a substitute for official emergency broadcasts, professional weather services, or instructions from local emergency management authorities. If a person is in immediate danger, call 911. For mental health emergencies, call or text 988 (Suicide & Crisis Lifeline) — free · confidential · available 24 hours a day · 7 days a week. All services listed are free and publicly available.

READ THIS FIRST — FLOOD EMERGENCY CHECK
If you are in immediate danger, call 911.
If you need shelter, sandbags, cleanup help, or local instructions, call Oregon 211 (211 or 866-698-6155).
If toilets, sinks, or floor drains are backing up, stop using all water and shut off household water.
If water is touching outlets, cords, or appliances, shut off electricity (only if safe).
FOOD PREPARATION AND RESOURCES
RIGHT NOW (0–15 minutes)
Move to higher ground.
Avoid flooded roads and bridges. Cars may stall if water enters the muffler.
Stop using water if drains or toilets back up.
Shut off electricity if water is approaching outlets (only if safe).
Call 911 if anyone is in danger.
NEXT 1–3 HOURS
Prepare to evacuate if advised.
Set sandbags or barriers.
Charge phones and backup batteries.
TODAY / TONIGHT
Monitor NWS (National Weather Service) Portland updates at this link: https://www.weather.gov/pqr/
Avoid unnecessary travel.
Keep plumbing use minimal.
Critical Shutoffs & Life Safety
DISCLAIMER: Information is provided solely as a courtesy without warranty or guarantee of any kind whatsoever. You aee hereby notified and advised to seek counsel from qualified professionals at your own risk and expense. WARNING / CAUTION / DANGER ALERT: There could be life and death risks, harms, dangers, penalties, fines or other consequences for shutting off utilities and/or other activities..
When and Why to Shut Off Household Water
Shut off household water if floodwater enters the home, sewer backups occur, pipes burst, or evacuation is likely.
When and Why to Shut Off Electrical Service
Shut off electricity if water enters living areas or approaches the electrical panel.
Natural Gas Shutoff (Only When Necessary)
Shut off gas only if you smell gas or floodwater reaches gas equipment.
Protecting the Home From Flood Water
Use sandbags and plastic sheeting (e.g. tarps) at doors, garages, and crawlspaces.
Seal foundation cracks and cover basement window wells.
Protect drains with backflow prevention and test sump pumps.
Sewer, Sink, Toilet & Drain Backups
Stop using all plumbing immediately.
Shut off household water and electricity if safe.
Treat all backup water as contaminated.
Call Oregon 211 for cleanup help.
Preparation Before Flood Season
Label utility shutoffs.
Maintain gutters, drains, and sump pumps.
Prepare emergency kits and evacuation plans.
Flood Insurance (Ready.gov / FEMA Guidance)
Standard homeowners and renters insurance does not cover flooding.
Consider flood insurance through the National Flood Insurance Program.
FloodSmart / NFIP: https://www.floodsmart.gov
Ready.gov Flood Guidance: https://www.ready.gov/floods
After the Flood
Avoid standing water and downed wires.
Document damage before cleanup.
Have utilities inspected before restoring service.
Federal Disaster Resources & Support
Emotional and mental health support during disasters.
SAMHSA Disaster Distress Helpline: 1-800-985-5990 or text TalkWithUs to 66746
Link: https://www.samhsa.gov/find-help/helplines/disaster-distress-helpline
FEMA Disaster Assistance — apply for housing, repairs, and recovery aid.
Phone: 800-621-3362
Link: https://www.disasterassistance.gov
Ready.gov Floods — preparedness, response, and recovery guidance.
Link: https://www.ready.gov/floods
FloodSmart / NFIP — flood insurance education and risk awareness.
Link: https://www.floodsmart.gov
EPA (Environmental Protection Agency) – Flood Cleanup & Air Safety Information
Link: https://www.epa.gov/indoor-air-quality-iaq/resources-flood-cleanup-and-indoor-air-quality
Other Information
State of Oregon Flood Hazard Prep Information:
Link: https://www.oregon.gov/oem/hazardsprep/pages/floods.aspx
IHS Additional Flood Cleanup Information
Link: https://www.ihs.gov/california/index.cfm/offices/oehe/dehs/emergency-management/flood/

National Flood Insurance Program Set to Expire September 30, 2026
Wednesday, September 30, 2026 at 8:59 PM PST
The National Association of Realtors is tracking Congress’s approaching deadline to reauthorize the National Flood Insurance Program (NFIP), the primary source of flood coverage required for most federally backed mortgages.
NAR has published a public FAQ outlining what a lapse in the program’s authority would mean for policyholders, home sales, and closings, along with steps property owners can take now.
NFIP Reauthorization Resources
NAR Flood Insurance FAQ — https://www.nar.realtor/flood-insurance/faq-national-flood-insurance-program-expires-september-30-2026 · Answers to common questions about the September 30 deadline and what a lapse would mean for closings.
NAR Flood Insurance Hub — https://www.nar.realtor/flood-insurance · Ongoing updates on the program’s reauthorization status.
Federal Agency Guidance
FEMA Bulletin (PDF) — https://agents.floodsmart.gov/sites/default/files/bulletins/W-24020/w-24020.pdf · Guidance on flood insurance requirements if authority lapses.
Fannie Mae Selling Guide — https://selling-guide.fanniemae.com/sel/b7-3-06/flood-insurance-requirements-all-property-types · Flood insurance requirements for all property types.
Freddie Mac Bulletin 2025-E — https://guide.freddiemac.com/app/guide/bulletin/2025-E · Guidance for lenders during an NFIP lapse.
Joint Federal Regulator Guidance — https://www.fdic.gov/news/press-releases/2025/agencies-issue-reminder-institutions-lending-when-national-flood-insurance · Reminder from the FDIC, Federal Reserve, OCC, NCUA, and FCA on lending during a lapse.
Support Services & Contact Information
NAR Member Support — https://www.nar.realtor/contact-us · Call 1-800-874-6500, Monday–Friday, 8 a.m.–5 p.m. Central.
About National Association of REALTORS®
Founded in 1908 as the National Association of Real Estate Exchanges, the National Association of REALTORS® (NAR) adopted its current name in 1972 and is headquartered in Chicago with a Washington, D.C. office near the U.S. Capitol.
NAR’s mission is to empower REALTORS® as they preserve, protect, and advance the right to real property for all, guided by a Code of Ethics first adopted in 1913.
NAR represents more than 1.3 million real estate professionals across the United States and abroad.
The association provides advocacy, research, and continuing education for its members while advancing consumer-focused housing policy, including flood insurance reauthorization.
Disclaimer: This listing is shared for community information only. The event is organized and hosted by the listed organization, not by PeerGalaxy. Dates, times, and access links are subject to change — please confirm details with the organizer before attending.

OREGON STATEWIDE WEATHER & FIRE CONDITIONS
Public Safety Resource · Weather Alerts · Fire Danger · Air Quality · Flooding
“Know the hazard. Find the right resource. Stay safe.”
All resources listed are free and publicly available · Verify current conditions directly with official sources below
CALL 911
For anyone experiencing an active wildfire, flooding, or immediate threat to life or property
CALL OR TEXT 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation · Free · Confidential · 24/7
YOUR FIRST THREE STEPS WHEN A HAZARD IS POSSIBLE
1 · Check NWS Active Alerts for Oregon NWS Oregon Active Alerts
Every active watch, warning, and advisory in Oregon — in one place. Check here first whenever you hear about a hazard in your area.
2 · Check Your Fire Danger Level and Burn Restrictions ODF Fire Restrictions Interactive Map
Tap your location on the interactive map to see your local fire danger level and whether any burn restrictions apply. Works on mobile. Check before any outdoor burning — any time of year.
3 · Sign Up for County Emergency Alerts Oregon Emergency Alert Registration
Register your phone and home address so wildfire, flood, and evacuation alerts reach you directly — without having to check anything. Takes less than two minutes.
NWS ALERT TYPE DEFINITIONS
When a hazard is issued for your area, it will carry one of these labels. Knowing what each term means tells you how urgently to act.
🔴 WARNING
Hazardous conditions are occurring or imminent. Take protective action NOW — do not wait.
🟡 WATCH
Conditions are favorable for a hazard to develop. Prepare now and monitor updates closely.
🟠 ADVISORY
Conditions will be hazardous but below warning thresholds. Use extra caution outdoors.
🔵 SPECIAL WEATHER STATEMENT
Noteworthy conditions that require public awareness but do not meet warning or advisory thresholds. Stay aware and check for updates.
🏖 BEACH HAZARDS STATEMENT
Dangerous ocean or beach conditions — sneaker waves, rip currents, or extreme surf. Stay well back from the water’s edge regardless of how calm the ocean looks.
🔥 RED FLAG WARNING
Critical fire weather: low humidity + high winds + dry fuels = extreme fire danger. No outdoor burning of any kind. Avoid all spark-producing activity.
🌊 SMALL CRAFT ADVISORY
Hazardous conditions for small vessels. Inexperienced mariners should stay off coastal and Columbia River Bar waters until the advisory expires.
💧 FLOOD WATCH
Flooding is possible. Prepare now — know your evacuation route and monitor river gauge levels.
💧 FLOOD WARNING
Flooding is occurring or imminent. Move to higher ground now. Turn Around, Don’t Drown — never drive through a flooded road.
FIRE DANGER LEVELS — WHAT THEY MEAN
The Oregon Department of Forestry uses a five-level fire danger scale. Your local level determines which activities may be restricted on public and private forestlands. Danger levels can vary significantly over short distances — always check your specific location on the ODF map before any outdoor burning or spark-producing activity.
-
LOW
Fires are unlikely to start or spread rapidly. Normal outdoor caution applies.
-
MODERATE
Fires can start and spread under dry or windy conditions. Use caution near any ignition source outdoors.
-
HIGH
Fires start easily and spread quickly. Check ODF burn restrictions before any outdoor burning. Debris fires must be fully extinguished — never left to smolder.
-
VERY HIGH
Fires start very easily from almost any spark. Outdoor burning is typically prohibited. Check ODF restrictions for your specific location before any outdoor activity.
-
EXTREME
Maximum fire danger. Any fire can quickly become uncontrollable. All outdoor burning prohibited. Avoid all spark-producing activity entirely.
Check your current fire danger level and burn restrictions: ODF Fire Restrictions Interactive Map
OREGON SEASONAL HAZARD GUIDE
Oregon faces different hazards throughout the year. Use this guide to know what to watch for in any given season and which resources to check most closely.
❄ WINTER — December through February
Ice storms and freezing rain in the Willamette Valley · Heavy snow in the Cascades and eastern Oregon · Coastal wind events and large surf · Sneaker waves year-round · River flooding from rain-on-snow events
🌱 SPRING — March through May
Early Red Flag fire weather as fuels dry before green-up · Snowmelt flooding along Cascade-fed rivers · Prescribed burn smoke · High surf and sneaker waves on the coast
🔥 SUMMER — June through September
Wildfire season peaks statewide · Red Flag Warnings common in south-central and eastern Oregon · Smoke events affecting air quality across the state · Extreme heat in the Willamette Valley and eastern Oregon · Lightning-caused fires in the mountains
🍂 FALL — October through November
Wildfires may remain active into October · Coastal wind events return · Early ice and snow in the mountains · Transition back to rainy-season flooding risk · First major wind events of the season
REGIONAL HAZARD CONTEXT
Western Oregon & Portland Metro
Willamette Valley weather is generally mild but can shift quickly. Watch for winter ice storms and wind events that cause widespread power outages, summer heat waves, and river flooding during rain-on-snow events in the mountains. The Columbia River Gorge is a natural wind corridor — conditions there can be dramatically different from surrounding areas.
Oregon Coast
Sneaker waves are the leading cause of ocean drowning deaths on the Oregon coast and occur year-round — including on days when the surf appears completely calm. Stay well back from the water’s edge. Never turn your back on the ocean. Stay off rocks, jetties, and logs at the surf line at all times. Watch for NWS Beach Hazards Statements before any coastal visit. The Columbia River Bar is one of the most hazardous river mouths in North America — always check bar conditions with the U.S. Coast Guard before any crossing attempt.
South-Central Oregon — Lake, Klamath & Harney Counties
This region is among Oregon’s most fire-prone. Red Flag Warnings are common in spring and summer when low humidity, high winds, and dry grass create extreme ignition conditions. The pre-green-up period in late winter and early spring — before new vegetation replaces last year’s dead grass — is particularly dangerous. Even a small spark can start a fast-moving fire. Always check ODF restrictions before any outdoor burning or use of spark-producing equipment.
Central Oregon — Bend, Redmond, Prineville, Madras
Central Oregon’s dry high-desert climate means fire risk arrives early and persists late into the season. Prescribed burns on the Deschutes and Ochoco national forests and the Crooked River National Grassland can produce smoke affecting communities along the Highway 26 and Highway 97 corridors. Check air quality at oregon.gov/deq before extended outdoor activity whenever smoke is visible.
Eastern Oregon
Eastern Oregon faces both wildfire risk and flash flood potential. Summer thunderstorms over the Blue Mountains and Wallowas can produce lightning-caused fires and rapid runoff into steep canyon drainages. Rivers fed by east-slope snowpack — including the John Day, Malheur, Owyhee, and Deschutes — can rise quickly during spring snowmelt events. Check river gauges at water.noaa.gov before recreating near any waterway.
Southern Oregon — Rogue Valley, Medford, Ashland, Grants Pass
Southern Oregon sits in a fire-prone interface zone where forested mountains meet populated valleys. Fire season can begin as early as June and extend into October. Smoke from both Oregon and northern California wildfires regularly affects air quality in late summer. Years with below-average snowpack significantly increase fire risk beginning as early as spring.
WILDFIRE SMOKE & AIR QUALITY GUIDE
Wildfire smoke contains fine particles that penetrate deep into the lungs and cannot be filtered by an ordinary dust mask. Groups at elevated risk include children, older adults, pregnant women, and anyone with heart or lung conditions. Check air quality before any outdoor activity during a smoke event — conditions can change within hours.
Air Quality Index (AQI) — What the Colors Mean
-
GREEN (0–50) — Good
Air quality is satisfactory. Outdoor activity is fine for everyone.
-
YELLOW (51–100) — Moderate
Sensitive groups should consider limiting prolonged outdoor exertion.
-
ORANGE (101–150) — Unhealthy for Sensitive Groups
Children, older adults, and anyone with heart or lung conditions should reduce time outdoors.
-
RED (151–200) — Unhealthy
Everyone should reduce prolonged outdoor exertion. Sensitive groups should remain indoors.
-
PURPLE (201–300) — Very Unhealthy
Avoid all outdoor activity. Keep windows and doors closed.
-
MAROON (301+) — Hazardous
Health emergency conditions. Everyone should stay indoors with windows closed.
Simple indoor air filtration during a smoke event: Tape a MERV-13 furnace filter to the back of a standard box fan. This creates an effective air cleaner at very low cost and is safe to run with windows closed.
Check current air quality: Oregon DEQ Air Quality Index · AirNow.gov · OregonAIR Mobile App
NO CELL SERVICE OR INTERNET? USE NOAA WEATHER RADIO
A NOAA Weather Radio receiver broadcasts continuous NWS alerts, weather forecasts, fire weather warnings, and emergency messages 24 hours a day · 7 days a week on 162.400 – 162.550 MHz. It is the most reliable alert system for rural Oregon when cell coverage or internet is unavailable. A dedicated receiver is required — available at hardware and electronics retailers for under $30. Find the transmitter frequency for your location at weather.gov/nwr.
MONITOR & STAY INFORMED — COMPLETE RESOURCE LIST
All resources below are free and publicly available 24 hours a day · 7 days a week unless otherwise noted.
WEATHER — WATCHES, WARNINGS & FORECASTS
NWS Active Alerts — All of Oregon
Every active NWS watch, warning, and advisory currently in effect anywhere in Oregon — in one place. Check here first.
NWS Portland — Western Oregon
Current alerts and forecasts for the Portland metro, Willamette Valley, northern coast, and Columbia River Gorge.
NWS Medford — Southern Oregon
Alerts and forecasts for the Rogue Valley, Klamath Basin, Crater Lake area, and south-central Oregon.
NWS Pendleton — Eastern & Central Oregon
Alerts and forecasts for eastern Oregon, the Blue Mountains, Cascades east slopes, and the central Oregon high desert.
NOAA Marine Forecast — Oregon Coast
Coastal and offshore forecasts, small craft advisories, and Columbia River Bar conditions.
NOAA Weather Radio Frequency Finder
Find your local 162 MHz NOAA Weather Radio frequency. Continuous 24/7 NWS broadcasts — the most reliable alert system when cell coverage or internet fails.
FIRE DANGER, RESTRICTIONS & ACTIVE WILDFIRES
ODF Fire Danger & Burn Restrictions Map
Interactive map — tap or click your location to see your current fire danger level and active burn restrictions. Works on mobile. Check before any outdoor burning.
Oregon Dept. of Forestry — Fire & Weather
Official ODF fire weather forecasts, statewide danger ratings, and fire news and press releases.
Before You Burn — Debris Burning Check
Check daily whether outdoor debris burning is allowed in your area before lighting anything. Debris burning is the leading cause of human-caused wildfires in Oregon.
BLM Oregon & Washington — Fire Restrictions
Fire restrictions for Bureau of Land Management lands. Note: BLM restrictions may differ from ODF restrictions on adjacent land — check both for your location.
InciWeb — Active Oregon Wildfires
Active wildfire locations, acreage, containment status, road closures, and evacuation orders across Oregon.
Northwest Interagency Coordination Center
Regional fire situation reports and preparedness levels for Oregon and Washington.
AIR QUALITY & WILDFIRE SMOKE
Oregon DEQ — Air Quality Index
Real-time statewide air quality readings. Check before outdoor activity during any smoke event — especially for children, older adults, and anyone with heart or lung conditions.
AirNow.gov — Federal Air Quality
Current and forecast AQI by location. Includes smoke forecasts during wildfire events. Available 24 hours a day · 7 days a week.
OregonAIR Mobile App
Free mobile app for real-time Oregon air quality readings and alerts. Available for iOS and Android.
FLOODING & RIVER LEVELS
NOAA River Levels & Flood Monitoring
Live river gauge readings, flood stage forecasts, and inundation maps for rivers across Oregon. Enter any river name or city. Available 24 hours a day · 7 days a week.
EMERGENCY ALERTS & PREPAREDNESS
Oregon Emergency Alerts — Sign Up
Register your phone and address to receive county emergency alerts for wildfires, floods, and evacuations directly — without having to seek them out.
Oregon Office of Emergency Management
Statewide emergency preparedness resources, disaster declarations, and guidance for individuals, families, and communities.
Oregon Emergency Management — Make a Plan
Step-by-step guidance for building a household emergency plan, go-bag, and communication strategy before a disaster strikes.
KEY PHONE NUMBERS
Save these numbers before a disaster occurs. Cell networks may be congested during an active emergency.
Life-Safety Emergency
CALL: 911
For anyone experiencing or witnessing an active wildfire, flooding, structure fire, or any immediate threat to life or property.
Mental Health Crisis Line
CALL OR TEXT: 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation. Free · Confidential · Available 24 hours a day · 7 days a week.
Oregon Emergency Management — Duty Officer
CALL: 1-503-378-2911
For local emergency managers and public officials requesting state assistance during an active emergency or declared disaster.
NWS Portland — Western Oregon Recorded Forecast
CALL: 503-261-9246
For anyone in the Portland metro, Willamette Valley, or northern coast. Recorded forecast updated several times daily.
NWS Medford — Southern Oregon
CALL: 541-773-1067
For anyone in southern Oregon or the Rogue Valley seeking a current recorded forecast.
NWS Pendleton — Eastern & Central Oregon
CALL: 541-276-4493
For anyone in eastern or central Oregon seeking a current recorded forecast.
Central Oregon Fire Information Line
CALL: 1-800-523-4737
For anyone in central Oregon seeking current fire danger levels, active burn restrictions, or incident information.
NOAA Weather Radio
162.400 – 162.550 MHz (receiver required)
For anyone in a rural area without reliable cell or internet coverage. A dedicated weather radio receiver is required — available at hardware and electronics retailers. Find your local frequency at weather.gov/nwr. Available 24 hours a day · 7 days a week.
PREPAREDNESS ACTIONS YOU CAN TAKE NOW
Sign Up for Emergency Alerts
Register at Oregon Emergency Alert Registration — oralert.gov to receive county alerts for wildfires, floods, and evacuations directly on your phone. Also enable Wireless Emergency Alerts in your phone’s notification settings — these require no registration and can reach you even without data service.
Know Your Evacuation Route
Identify at least two ways out of your neighborhood before a disaster occurs. One route may be blocked by fire or floodwater. Know where you would go and how you would reach family members if you are separated. In a fast-moving wildfire, there may be very little warning time — have your plan ready now.
Build a Go-Bag
Keep a ready bag near your door or in your vehicle during fire season. Include: prescription medications and medical supplies · copies of important documents · phone charger and backup battery · water and food for three days · cash · a change of clothing · N95 masks for smoke protection. A go-bag prepared in advance saves critical time during an emergency evacuation.
For Outdoor Burns — Check Before You Light
Debris burning is the leading cause of human-caused wildfires in Oregon — and any escaped fire can result in full liability for suppression costs, which can reach millions of dollars. Before any outdoor burn, check BeforeYouBurn.com and the ODF Fire Restrictions Map. When in doubt, do not burn.
Turn Around, Don’t Drown
Never drive through a flooded road — even if it looks passable. Just six inches of moving water can knock a person off their feet. Two feet of water can carry away most vehicles. If a road ahead is flooded, turn around and find another route. Most flood-related deaths in Oregon occur in vehicles.
Check on Neighbors
Older adults, people with disabilities, and those who live alone may not receive alerts or may need help evacuating. Check on neighbors before a known hazard arrives in your area.
DISCLAIMER: Information is shared solely as a public courtesy. All resources listed are publicly available through official government agencies. This document is not a product of, nor endorsed by, the National Weather Service, Oregon Department of Forestry, Oregon Emergency Management, or any other agency listed. Content is subject to change — always verify current conditions directly with official sources before making any decisions. This is not a substitute for official emergency broadcasts, professional weather services, or instructions from local emergency management authorities. If a person is in immediate danger, call 911. For mental health emergencies, call or text 988 (Suicide & Crisis Lifeline) — free · confidential · available 24 hours a day · 7 days a week. All services listed are free and publicly available.

READ THIS FIRST — FLOOD EMERGENCY CHECK
If you are in immediate danger, call 911.
If you need shelter, sandbags, cleanup help, or local instructions, call Oregon 211 (211 or 866-698-6155).
If toilets, sinks, or floor drains are backing up, stop using all water and shut off household water.
If water is touching outlets, cords, or appliances, shut off electricity (only if safe).
FOOD PREPARATION AND RESOURCES
RIGHT NOW (0–15 minutes)
Move to higher ground.
Avoid flooded roads and bridges. Cars may stall if water enters the muffler.
Stop using water if drains or toilets back up.
Shut off electricity if water is approaching outlets (only if safe).
Call 911 if anyone is in danger.
NEXT 1–3 HOURS
Prepare to evacuate if advised.
Set sandbags or barriers.
Charge phones and backup batteries.
TODAY / TONIGHT
Monitor NWS (National Weather Service) Portland updates at this link: https://www.weather.gov/pqr/
Avoid unnecessary travel.
Keep plumbing use minimal.
Critical Shutoffs & Life Safety
DISCLAIMER: Information is provided solely as a courtesy without warranty or guarantee of any kind whatsoever. You aee hereby notified and advised to seek counsel from qualified professionals at your own risk and expense. WARNING / CAUTION / DANGER ALERT: There could be life and death risks, harms, dangers, penalties, fines or other consequences for shutting off utilities and/or other activities..
When and Why to Shut Off Household Water
Shut off household water if floodwater enters the home, sewer backups occur, pipes burst, or evacuation is likely.
When and Why to Shut Off Electrical Service
Shut off electricity if water enters living areas or approaches the electrical panel.
Natural Gas Shutoff (Only When Necessary)
Shut off gas only if you smell gas or floodwater reaches gas equipment.
Protecting the Home From Flood Water
Use sandbags and plastic sheeting (e.g. tarps) at doors, garages, and crawlspaces.
Seal foundation cracks and cover basement window wells.
Protect drains with backflow prevention and test sump pumps.
Sewer, Sink, Toilet & Drain Backups
Stop using all plumbing immediately.
Shut off household water and electricity if safe.
Treat all backup water as contaminated.
Call Oregon 211 for cleanup help.
Preparation Before Flood Season
Label utility shutoffs.
Maintain gutters, drains, and sump pumps.
Prepare emergency kits and evacuation plans.
Flood Insurance (Ready.gov / FEMA Guidance)
Standard homeowners and renters insurance does not cover flooding.
Consider flood insurance through the National Flood Insurance Program.
FloodSmart / NFIP: https://www.floodsmart.gov
Ready.gov Flood Guidance: https://www.ready.gov/floods
After the Flood
Avoid standing water and downed wires.
Document damage before cleanup.
Have utilities inspected before restoring service.
Federal Disaster Resources & Support
Emotional and mental health support during disasters.
SAMHSA Disaster Distress Helpline: 1-800-985-5990 or text TalkWithUs to 66746
Link: https://www.samhsa.gov/find-help/helplines/disaster-distress-helpline
FEMA Disaster Assistance — apply for housing, repairs, and recovery aid.
Phone: 800-621-3362
Link: https://www.disasterassistance.gov
Ready.gov Floods — preparedness, response, and recovery guidance.
Link: https://www.ready.gov/floods
FloodSmart / NFIP — flood insurance education and risk awareness.
Link: https://www.floodsmart.gov
EPA (Environmental Protection Agency) – Flood Cleanup & Air Safety Information
Link: https://www.epa.gov/indoor-air-quality-iaq/resources-flood-cleanup-and-indoor-air-quality
Other Information
State of Oregon Flood Hazard Prep Information:
Link: https://www.oregon.gov/oem/hazardsprep/pages/floods.aspx
IHS Additional Flood Cleanup Information
Link: https://www.ihs.gov/california/index.cfm/offices/oehe/dehs/emergency-management/flood/

National Flood Insurance Program Set to Expire September 30, 2026
Wednesday, September 30, 2026 at 8:59 PM PST
The National Association of Realtors is tracking Congress’s approaching deadline to reauthorize the National Flood Insurance Program (NFIP), the primary source of flood coverage required for most federally backed mortgages.
NAR has published a public FAQ outlining what a lapse in the program’s authority would mean for policyholders, home sales, and closings, along with steps property owners can take now.
NFIP Reauthorization Resources
NAR Flood Insurance FAQ — https://www.nar.realtor/flood-insurance/faq-national-flood-insurance-program-expires-september-30-2026 · Answers to common questions about the September 30 deadline and what a lapse would mean for closings.
NAR Flood Insurance Hub — https://www.nar.realtor/flood-insurance · Ongoing updates on the program’s reauthorization status.
Federal Agency Guidance
FEMA Bulletin (PDF) — https://agents.floodsmart.gov/sites/default/files/bulletins/W-24020/w-24020.pdf · Guidance on flood insurance requirements if authority lapses.
Fannie Mae Selling Guide — https://selling-guide.fanniemae.com/sel/b7-3-06/flood-insurance-requirements-all-property-types · Flood insurance requirements for all property types.
Freddie Mac Bulletin 2025-E — https://guide.freddiemac.com/app/guide/bulletin/2025-E · Guidance for lenders during an NFIP lapse.
Joint Federal Regulator Guidance — https://www.fdic.gov/news/press-releases/2025/agencies-issue-reminder-institutions-lending-when-national-flood-insurance · Reminder from the FDIC, Federal Reserve, OCC, NCUA, and FCA on lending during a lapse.
Support Services & Contact Information
NAR Member Support — https://www.nar.realtor/contact-us · Call 1-800-874-6500, Monday–Friday, 8 a.m.–5 p.m. Central.
About National Association of REALTORS®
Founded in 1908 as the National Association of Real Estate Exchanges, the National Association of REALTORS® (NAR) adopted its current name in 1972 and is headquartered in Chicago with a Washington, D.C. office near the U.S. Capitol.
NAR’s mission is to empower REALTORS® as they preserve, protect, and advance the right to real property for all, guided by a Code of Ethics first adopted in 1913.
NAR represents more than 1.3 million real estate professionals across the United States and abroad.
The association provides advocacy, research, and continuing education for its members while advancing consumer-focused housing policy, including flood insurance reauthorization.
Disclaimer: This listing is shared for community information only. The event is organized and hosted by the listed organization, not by PeerGalaxy. Dates, times, and access links are subject to change — please confirm details with the organizer before attending.

OREGON STATEWIDE WEATHER & FIRE CONDITIONS
Public Safety Resource · Weather Alerts · Fire Danger · Air Quality · Flooding
“Know the hazard. Find the right resource. Stay safe.”
All resources listed are free and publicly available · Verify current conditions directly with official sources below
CALL 911
For anyone experiencing an active wildfire, flooding, or immediate threat to life or property
CALL OR TEXT 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation · Free · Confidential · 24/7
YOUR FIRST THREE STEPS WHEN A HAZARD IS POSSIBLE
1 · Check NWS Active Alerts for Oregon NWS Oregon Active Alerts
Every active watch, warning, and advisory in Oregon — in one place. Check here first whenever you hear about a hazard in your area.
2 · Check Your Fire Danger Level and Burn Restrictions ODF Fire Restrictions Interactive Map
Tap your location on the interactive map to see your local fire danger level and whether any burn restrictions apply. Works on mobile. Check before any outdoor burning — any time of year.
3 · Sign Up for County Emergency Alerts Oregon Emergency Alert Registration
Register your phone and home address so wildfire, flood, and evacuation alerts reach you directly — without having to check anything. Takes less than two minutes.
NWS ALERT TYPE DEFINITIONS
When a hazard is issued for your area, it will carry one of these labels. Knowing what each term means tells you how urgently to act.
🔴 WARNING
Hazardous conditions are occurring or imminent. Take protective action NOW — do not wait.
🟡 WATCH
Conditions are favorable for a hazard to develop. Prepare now and monitor updates closely.
🟠 ADVISORY
Conditions will be hazardous but below warning thresholds. Use extra caution outdoors.
🔵 SPECIAL WEATHER STATEMENT
Noteworthy conditions that require public awareness but do not meet warning or advisory thresholds. Stay aware and check for updates.
🏖 BEACH HAZARDS STATEMENT
Dangerous ocean or beach conditions — sneaker waves, rip currents, or extreme surf. Stay well back from the water’s edge regardless of how calm the ocean looks.
🔥 RED FLAG WARNING
Critical fire weather: low humidity + high winds + dry fuels = extreme fire danger. No outdoor burning of any kind. Avoid all spark-producing activity.
🌊 SMALL CRAFT ADVISORY
Hazardous conditions for small vessels. Inexperienced mariners should stay off coastal and Columbia River Bar waters until the advisory expires.
💧 FLOOD WATCH
Flooding is possible. Prepare now — know your evacuation route and monitor river gauge levels.
💧 FLOOD WARNING
Flooding is occurring or imminent. Move to higher ground now. Turn Around, Don’t Drown — never drive through a flooded road.
FIRE DANGER LEVELS — WHAT THEY MEAN
The Oregon Department of Forestry uses a five-level fire danger scale. Your local level determines which activities may be restricted on public and private forestlands. Danger levels can vary significantly over short distances — always check your specific location on the ODF map before any outdoor burning or spark-producing activity.
-
LOW
Fires are unlikely to start or spread rapidly. Normal outdoor caution applies.
-
MODERATE
Fires can start and spread under dry or windy conditions. Use caution near any ignition source outdoors.
-
HIGH
Fires start easily and spread quickly. Check ODF burn restrictions before any outdoor burning. Debris fires must be fully extinguished — never left to smolder.
-
VERY HIGH
Fires start very easily from almost any spark. Outdoor burning is typically prohibited. Check ODF restrictions for your specific location before any outdoor activity.
-
EXTREME
Maximum fire danger. Any fire can quickly become uncontrollable. All outdoor burning prohibited. Avoid all spark-producing activity entirely.
Check your current fire danger level and burn restrictions: ODF Fire Restrictions Interactive Map
OREGON SEASONAL HAZARD GUIDE
Oregon faces different hazards throughout the year. Use this guide to know what to watch for in any given season and which resources to check most closely.
❄ WINTER — December through February
Ice storms and freezing rain in the Willamette Valley · Heavy snow in the Cascades and eastern Oregon · Coastal wind events and large surf · Sneaker waves year-round · River flooding from rain-on-snow events
🌱 SPRING — March through May
Early Red Flag fire weather as fuels dry before green-up · Snowmelt flooding along Cascade-fed rivers · Prescribed burn smoke · High surf and sneaker waves on the coast
🔥 SUMMER — June through September
Wildfire season peaks statewide · Red Flag Warnings common in south-central and eastern Oregon · Smoke events affecting air quality across the state · Extreme heat in the Willamette Valley and eastern Oregon · Lightning-caused fires in the mountains
🍂 FALL — October through November
Wildfires may remain active into October · Coastal wind events return · Early ice and snow in the mountains · Transition back to rainy-season flooding risk · First major wind events of the season
REGIONAL HAZARD CONTEXT
Western Oregon & Portland Metro
Willamette Valley weather is generally mild but can shift quickly. Watch for winter ice storms and wind events that cause widespread power outages, summer heat waves, and river flooding during rain-on-snow events in the mountains. The Columbia River Gorge is a natural wind corridor — conditions there can be dramatically different from surrounding areas.
Oregon Coast
Sneaker waves are the leading cause of ocean drowning deaths on the Oregon coast and occur year-round — including on days when the surf appears completely calm. Stay well back from the water’s edge. Never turn your back on the ocean. Stay off rocks, jetties, and logs at the surf line at all times. Watch for NWS Beach Hazards Statements before any coastal visit. The Columbia River Bar is one of the most hazardous river mouths in North America — always check bar conditions with the U.S. Coast Guard before any crossing attempt.
South-Central Oregon — Lake, Klamath & Harney Counties
This region is among Oregon’s most fire-prone. Red Flag Warnings are common in spring and summer when low humidity, high winds, and dry grass create extreme ignition conditions. The pre-green-up period in late winter and early spring — before new vegetation replaces last year’s dead grass — is particularly dangerous. Even a small spark can start a fast-moving fire. Always check ODF restrictions before any outdoor burning or use of spark-producing equipment.
Central Oregon — Bend, Redmond, Prineville, Madras
Central Oregon’s dry high-desert climate means fire risk arrives early and persists late into the season. Prescribed burns on the Deschutes and Ochoco national forests and the Crooked River National Grassland can produce smoke affecting communities along the Highway 26 and Highway 97 corridors. Check air quality at oregon.gov/deq before extended outdoor activity whenever smoke is visible.
Eastern Oregon
Eastern Oregon faces both wildfire risk and flash flood potential. Summer thunderstorms over the Blue Mountains and Wallowas can produce lightning-caused fires and rapid runoff into steep canyon drainages. Rivers fed by east-slope snowpack — including the John Day, Malheur, Owyhee, and Deschutes — can rise quickly during spring snowmelt events. Check river gauges at water.noaa.gov before recreating near any waterway.
Southern Oregon — Rogue Valley, Medford, Ashland, Grants Pass
Southern Oregon sits in a fire-prone interface zone where forested mountains meet populated valleys. Fire season can begin as early as June and extend into October. Smoke from both Oregon and northern California wildfires regularly affects air quality in late summer. Years with below-average snowpack significantly increase fire risk beginning as early as spring.
WILDFIRE SMOKE & AIR QUALITY GUIDE
Wildfire smoke contains fine particles that penetrate deep into the lungs and cannot be filtered by an ordinary dust mask. Groups at elevated risk include children, older adults, pregnant women, and anyone with heart or lung conditions. Check air quality before any outdoor activity during a smoke event — conditions can change within hours.
Air Quality Index (AQI) — What the Colors Mean
-
GREEN (0–50) — Good
Air quality is satisfactory. Outdoor activity is fine for everyone.
-
YELLOW (51–100) — Moderate
Sensitive groups should consider limiting prolonged outdoor exertion.
-
ORANGE (101–150) — Unhealthy for Sensitive Groups
Children, older adults, and anyone with heart or lung conditions should reduce time outdoors.
-
RED (151–200) — Unhealthy
Everyone should reduce prolonged outdoor exertion. Sensitive groups should remain indoors.
-
PURPLE (201–300) — Very Unhealthy
Avoid all outdoor activity. Keep windows and doors closed.
-
MAROON (301+) — Hazardous
Health emergency conditions. Everyone should stay indoors with windows closed.
Simple indoor air filtration during a smoke event: Tape a MERV-13 furnace filter to the back of a standard box fan. This creates an effective air cleaner at very low cost and is safe to run with windows closed.
Check current air quality: Oregon DEQ Air Quality Index · AirNow.gov · OregonAIR Mobile App
NO CELL SERVICE OR INTERNET? USE NOAA WEATHER RADIO
A NOAA Weather Radio receiver broadcasts continuous NWS alerts, weather forecasts, fire weather warnings, and emergency messages 24 hours a day · 7 days a week on 162.400 – 162.550 MHz. It is the most reliable alert system for rural Oregon when cell coverage or internet is unavailable. A dedicated receiver is required — available at hardware and electronics retailers for under $30. Find the transmitter frequency for your location at weather.gov/nwr.
MONITOR & STAY INFORMED — COMPLETE RESOURCE LIST
All resources below are free and publicly available 24 hours a day · 7 days a week unless otherwise noted.
WEATHER — WATCHES, WARNINGS & FORECASTS
NWS Active Alerts — All of Oregon
Every active NWS watch, warning, and advisory currently in effect anywhere in Oregon — in one place. Check here first.
NWS Portland — Western Oregon
Current alerts and forecasts for the Portland metro, Willamette Valley, northern coast, and Columbia River Gorge.
NWS Medford — Southern Oregon
Alerts and forecasts for the Rogue Valley, Klamath Basin, Crater Lake area, and south-central Oregon.
NWS Pendleton — Eastern & Central Oregon
Alerts and forecasts for eastern Oregon, the Blue Mountains, Cascades east slopes, and the central Oregon high desert.
NOAA Marine Forecast — Oregon Coast
Coastal and offshore forecasts, small craft advisories, and Columbia River Bar conditions.
NOAA Weather Radio Frequency Finder
Find your local 162 MHz NOAA Weather Radio frequency. Continuous 24/7 NWS broadcasts — the most reliable alert system when cell coverage or internet fails.
FIRE DANGER, RESTRICTIONS & ACTIVE WILDFIRES
ODF Fire Danger & Burn Restrictions Map
Interactive map — tap or click your location to see your current fire danger level and active burn restrictions. Works on mobile. Check before any outdoor burning.
Oregon Dept. of Forestry — Fire & Weather
Official ODF fire weather forecasts, statewide danger ratings, and fire news and press releases.
Before You Burn — Debris Burning Check
Check daily whether outdoor debris burning is allowed in your area before lighting anything. Debris burning is the leading cause of human-caused wildfires in Oregon.
BLM Oregon & Washington — Fire Restrictions
Fire restrictions for Bureau of Land Management lands. Note: BLM restrictions may differ from ODF restrictions on adjacent land — check both for your location.
InciWeb — Active Oregon Wildfires
Active wildfire locations, acreage, containment status, road closures, and evacuation orders across Oregon.
Northwest Interagency Coordination Center
Regional fire situation reports and preparedness levels for Oregon and Washington.
AIR QUALITY & WILDFIRE SMOKE
Oregon DEQ — Air Quality Index
Real-time statewide air quality readings. Check before outdoor activity during any smoke event — especially for children, older adults, and anyone with heart or lung conditions.
AirNow.gov — Federal Air Quality
Current and forecast AQI by location. Includes smoke forecasts during wildfire events. Available 24 hours a day · 7 days a week.
OregonAIR Mobile App
Free mobile app for real-time Oregon air quality readings and alerts. Available for iOS and Android.
FLOODING & RIVER LEVELS
NOAA River Levels & Flood Monitoring
Live river gauge readings, flood stage forecasts, and inundation maps for rivers across Oregon. Enter any river name or city. Available 24 hours a day · 7 days a week.
EMERGENCY ALERTS & PREPAREDNESS
Oregon Emergency Alerts — Sign Up
Register your phone and address to receive county emergency alerts for wildfires, floods, and evacuations directly — without having to seek them out.
Oregon Office of Emergency Management
Statewide emergency preparedness resources, disaster declarations, and guidance for individuals, families, and communities.
Oregon Emergency Management — Make a Plan
Step-by-step guidance for building a household emergency plan, go-bag, and communication strategy before a disaster strikes.
KEY PHONE NUMBERS
Save these numbers before a disaster occurs. Cell networks may be congested during an active emergency.
Life-Safety Emergency
CALL: 911
For anyone experiencing or witnessing an active wildfire, flooding, structure fire, or any immediate threat to life or property.
Mental Health Crisis Line
CALL OR TEXT: 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation. Free · Confidential · Available 24 hours a day · 7 days a week.
Oregon Emergency Management — Duty Officer
CALL: 1-503-378-2911
For local emergency managers and public officials requesting state assistance during an active emergency or declared disaster.
NWS Portland — Western Oregon Recorded Forecast
CALL: 503-261-9246
For anyone in the Portland metro, Willamette Valley, or northern coast. Recorded forecast updated several times daily.
NWS Medford — Southern Oregon
CALL: 541-773-1067
For anyone in southern Oregon or the Rogue Valley seeking a current recorded forecast.
NWS Pendleton — Eastern & Central Oregon
CALL: 541-276-4493
For anyone in eastern or central Oregon seeking a current recorded forecast.
Central Oregon Fire Information Line
CALL: 1-800-523-4737
For anyone in central Oregon seeking current fire danger levels, active burn restrictions, or incident information.
NOAA Weather Radio
162.400 – 162.550 MHz (receiver required)
For anyone in a rural area without reliable cell or internet coverage. A dedicated weather radio receiver is required — available at hardware and electronics retailers. Find your local frequency at weather.gov/nwr. Available 24 hours a day · 7 days a week.
PREPAREDNESS ACTIONS YOU CAN TAKE NOW
Sign Up for Emergency Alerts
Register at Oregon Emergency Alert Registration — oralert.gov to receive county alerts for wildfires, floods, and evacuations directly on your phone. Also enable Wireless Emergency Alerts in your phone’s notification settings — these require no registration and can reach you even without data service.
Know Your Evacuation Route
Identify at least two ways out of your neighborhood before a disaster occurs. One route may be blocked by fire or floodwater. Know where you would go and how you would reach family members if you are separated. In a fast-moving wildfire, there may be very little warning time — have your plan ready now.
Build a Go-Bag
Keep a ready bag near your door or in your vehicle during fire season. Include: prescription medications and medical supplies · copies of important documents · phone charger and backup battery · water and food for three days · cash · a change of clothing · N95 masks for smoke protection. A go-bag prepared in advance saves critical time during an emergency evacuation.
For Outdoor Burns — Check Before You Light
Debris burning is the leading cause of human-caused wildfires in Oregon — and any escaped fire can result in full liability for suppression costs, which can reach millions of dollars. Before any outdoor burn, check BeforeYouBurn.com and the ODF Fire Restrictions Map. When in doubt, do not burn.
Turn Around, Don’t Drown
Never drive through a flooded road — even if it looks passable. Just six inches of moving water can knock a person off their feet. Two feet of water can carry away most vehicles. If a road ahead is flooded, turn around and find another route. Most flood-related deaths in Oregon occur in vehicles.
Check on Neighbors
Older adults, people with disabilities, and those who live alone may not receive alerts or may need help evacuating. Check on neighbors before a known hazard arrives in your area.
DISCLAIMER: Information is shared solely as a public courtesy. All resources listed are publicly available through official government agencies. This document is not a product of, nor endorsed by, the National Weather Service, Oregon Department of Forestry, Oregon Emergency Management, or any other agency listed. Content is subject to change — always verify current conditions directly with official sources before making any decisions. This is not a substitute for official emergency broadcasts, professional weather services, or instructions from local emergency management authorities. If a person is in immediate danger, call 911. For mental health emergencies, call or text 988 (Suicide & Crisis Lifeline) — free · confidential · available 24 hours a day · 7 days a week. All services listed are free and publicly available.

READ THIS FIRST — FLOOD EMERGENCY CHECK
If you are in immediate danger, call 911.
If you need shelter, sandbags, cleanup help, or local instructions, call Oregon 211 (211 or 866-698-6155).
If toilets, sinks, or floor drains are backing up, stop using all water and shut off household water.
If water is touching outlets, cords, or appliances, shut off electricity (only if safe).
FOOD PREPARATION AND RESOURCES
RIGHT NOW (0–15 minutes)
Move to higher ground.
Avoid flooded roads and bridges. Cars may stall if water enters the muffler.
Stop using water if drains or toilets back up.
Shut off electricity if water is approaching outlets (only if safe).
Call 911 if anyone is in danger.
NEXT 1–3 HOURS
Prepare to evacuate if advised.
Set sandbags or barriers.
Charge phones and backup batteries.
TODAY / TONIGHT
Monitor NWS (National Weather Service) Portland updates at this link: https://www.weather.gov/pqr/
Avoid unnecessary travel.
Keep plumbing use minimal.
Critical Shutoffs & Life Safety
DISCLAIMER: Information is provided solely as a courtesy without warranty or guarantee of any kind whatsoever. You aee hereby notified and advised to seek counsel from qualified professionals at your own risk and expense. WARNING / CAUTION / DANGER ALERT: There could be life and death risks, harms, dangers, penalties, fines or other consequences for shutting off utilities and/or other activities..
When and Why to Shut Off Household Water
Shut off household water if floodwater enters the home, sewer backups occur, pipes burst, or evacuation is likely.
When and Why to Shut Off Electrical Service
Shut off electricity if water enters living areas or approaches the electrical panel.
Natural Gas Shutoff (Only When Necessary)
Shut off gas only if you smell gas or floodwater reaches gas equipment.
Protecting the Home From Flood Water
Use sandbags and plastic sheeting (e.g. tarps) at doors, garages, and crawlspaces.
Seal foundation cracks and cover basement window wells.
Protect drains with backflow prevention and test sump pumps.
Sewer, Sink, Toilet & Drain Backups
Stop using all plumbing immediately.
Shut off household water and electricity if safe.
Treat all backup water as contaminated.
Call Oregon 211 for cleanup help.
Preparation Before Flood Season
Label utility shutoffs.
Maintain gutters, drains, and sump pumps.
Prepare emergency kits and evacuation plans.
Flood Insurance (Ready.gov / FEMA Guidance)
Standard homeowners and renters insurance does not cover flooding.
Consider flood insurance through the National Flood Insurance Program.
FloodSmart / NFIP: https://www.floodsmart.gov
Ready.gov Flood Guidance: https://www.ready.gov/floods
After the Flood
Avoid standing water and downed wires.
Document damage before cleanup.
Have utilities inspected before restoring service.
Federal Disaster Resources & Support
Emotional and mental health support during disasters.
SAMHSA Disaster Distress Helpline: 1-800-985-5990 or text TalkWithUs to 66746
Link: https://www.samhsa.gov/find-help/helplines/disaster-distress-helpline
FEMA Disaster Assistance — apply for housing, repairs, and recovery aid.
Phone: 800-621-3362
Link: https://www.disasterassistance.gov
Ready.gov Floods — preparedness, response, and recovery guidance.
Link: https://www.ready.gov/floods
FloodSmart / NFIP — flood insurance education and risk awareness.
Link: https://www.floodsmart.gov
EPA (Environmental Protection Agency) – Flood Cleanup & Air Safety Information
Link: https://www.epa.gov/indoor-air-quality-iaq/resources-flood-cleanup-and-indoor-air-quality
Other Information
State of Oregon Flood Hazard Prep Information:
Link: https://www.oregon.gov/oem/hazardsprep/pages/floods.aspx
IHS Additional Flood Cleanup Information
Link: https://www.ihs.gov/california/index.cfm/offices/oehe/dehs/emergency-management/flood/

National Flood Insurance Program Set to Expire September 30, 2026
Wednesday, September 30, 2026 at 8:59 PM PST
The National Association of Realtors is tracking Congress’s approaching deadline to reauthorize the National Flood Insurance Program (NFIP), the primary source of flood coverage required for most federally backed mortgages.
NAR has published a public FAQ outlining what a lapse in the program’s authority would mean for policyholders, home sales, and closings, along with steps property owners can take now.
NFIP Reauthorization Resources
NAR Flood Insurance FAQ — https://www.nar.realtor/flood-insurance/faq-national-flood-insurance-program-expires-september-30-2026 · Answers to common questions about the September 30 deadline and what a lapse would mean for closings.
NAR Flood Insurance Hub — https://www.nar.realtor/flood-insurance · Ongoing updates on the program’s reauthorization status.
Federal Agency Guidance
FEMA Bulletin (PDF) — https://agents.floodsmart.gov/sites/default/files/bulletins/W-24020/w-24020.pdf · Guidance on flood insurance requirements if authority lapses.
Fannie Mae Selling Guide — https://selling-guide.fanniemae.com/sel/b7-3-06/flood-insurance-requirements-all-property-types · Flood insurance requirements for all property types.
Freddie Mac Bulletin 2025-E — https://guide.freddiemac.com/app/guide/bulletin/2025-E · Guidance for lenders during an NFIP lapse.
Joint Federal Regulator Guidance — https://www.fdic.gov/news/press-releases/2025/agencies-issue-reminder-institutions-lending-when-national-flood-insurance · Reminder from the FDIC, Federal Reserve, OCC, NCUA, and FCA on lending during a lapse.
Support Services & Contact Information
NAR Member Support — https://www.nar.realtor/contact-us · Call 1-800-874-6500, Monday–Friday, 8 a.m.–5 p.m. Central.
About National Association of REALTORS®
Founded in 1908 as the National Association of Real Estate Exchanges, the National Association of REALTORS® (NAR) adopted its current name in 1972 and is headquartered in Chicago with a Washington, D.C. office near the U.S. Capitol.
NAR’s mission is to empower REALTORS® as they preserve, protect, and advance the right to real property for all, guided by a Code of Ethics first adopted in 1913.
NAR represents more than 1.3 million real estate professionals across the United States and abroad.
The association provides advocacy, research, and continuing education for its members while advancing consumer-focused housing policy, including flood insurance reauthorization.
Disclaimer: This listing is shared for community information only. The event is organized and hosted by the listed organization, not by PeerGalaxy. Dates, times, and access links are subject to change — please confirm details with the organizer before attending.

OREGON STATEWIDE WEATHER & FIRE CONDITIONS
Public Safety Resource · Weather Alerts · Fire Danger · Air Quality · Flooding
“Know the hazard. Find the right resource. Stay safe.”
All resources listed are free and publicly available · Verify current conditions directly with official sources below
CALL 911
For anyone experiencing an active wildfire, flooding, or immediate threat to life or property
CALL OR TEXT 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation · Free · Confidential · 24/7
YOUR FIRST THREE STEPS WHEN A HAZARD IS POSSIBLE
1 · Check NWS Active Alerts for Oregon NWS Oregon Active Alerts
Every active watch, warning, and advisory in Oregon — in one place. Check here first whenever you hear about a hazard in your area.
2 · Check Your Fire Danger Level and Burn Restrictions ODF Fire Restrictions Interactive Map
Tap your location on the interactive map to see your local fire danger level and whether any burn restrictions apply. Works on mobile. Check before any outdoor burning — any time of year.
3 · Sign Up for County Emergency Alerts Oregon Emergency Alert Registration
Register your phone and home address so wildfire, flood, and evacuation alerts reach you directly — without having to check anything. Takes less than two minutes.
NWS ALERT TYPE DEFINITIONS
When a hazard is issued for your area, it will carry one of these labels. Knowing what each term means tells you how urgently to act.
🔴 WARNING
Hazardous conditions are occurring or imminent. Take protective action NOW — do not wait.
🟡 WATCH
Conditions are favorable for a hazard to develop. Prepare now and monitor updates closely.
🟠 ADVISORY
Conditions will be hazardous but below warning thresholds. Use extra caution outdoors.
🔵 SPECIAL WEATHER STATEMENT
Noteworthy conditions that require public awareness but do not meet warning or advisory thresholds. Stay aware and check for updates.
🏖 BEACH HAZARDS STATEMENT
Dangerous ocean or beach conditions — sneaker waves, rip currents, or extreme surf. Stay well back from the water’s edge regardless of how calm the ocean looks.
🔥 RED FLAG WARNING
Critical fire weather: low humidity + high winds + dry fuels = extreme fire danger. No outdoor burning of any kind. Avoid all spark-producing activity.
🌊 SMALL CRAFT ADVISORY
Hazardous conditions for small vessels. Inexperienced mariners should stay off coastal and Columbia River Bar waters until the advisory expires.
💧 FLOOD WATCH
Flooding is possible. Prepare now — know your evacuation route and monitor river gauge levels.
💧 FLOOD WARNING
Flooding is occurring or imminent. Move to higher ground now. Turn Around, Don’t Drown — never drive through a flooded road.
FIRE DANGER LEVELS — WHAT THEY MEAN
The Oregon Department of Forestry uses a five-level fire danger scale. Your local level determines which activities may be restricted on public and private forestlands. Danger levels can vary significantly over short distances — always check your specific location on the ODF map before any outdoor burning or spark-producing activity.
-
LOW
Fires are unlikely to start or spread rapidly. Normal outdoor caution applies.
-
MODERATE
Fires can start and spread under dry or windy conditions. Use caution near any ignition source outdoors.
-
HIGH
Fires start easily and spread quickly. Check ODF burn restrictions before any outdoor burning. Debris fires must be fully extinguished — never left to smolder.
-
VERY HIGH
Fires start very easily from almost any spark. Outdoor burning is typically prohibited. Check ODF restrictions for your specific location before any outdoor activity.
-
EXTREME
Maximum fire danger. Any fire can quickly become uncontrollable. All outdoor burning prohibited. Avoid all spark-producing activity entirely.
Check your current fire danger level and burn restrictions: ODF Fire Restrictions Interactive Map
OREGON SEASONAL HAZARD GUIDE
Oregon faces different hazards throughout the year. Use this guide to know what to watch for in any given season and which resources to check most closely.
❄ WINTER — December through February
Ice storms and freezing rain in the Willamette Valley · Heavy snow in the Cascades and eastern Oregon · Coastal wind events and large surf · Sneaker waves year-round · River flooding from rain-on-snow events
🌱 SPRING — March through May
Early Red Flag fire weather as fuels dry before green-up · Snowmelt flooding along Cascade-fed rivers · Prescribed burn smoke · High surf and sneaker waves on the coast
🔥 SUMMER — June through September
Wildfire season peaks statewide · Red Flag Warnings common in south-central and eastern Oregon · Smoke events affecting air quality across the state · Extreme heat in the Willamette Valley and eastern Oregon · Lightning-caused fires in the mountains
🍂 FALL — October through November
Wildfires may remain active into October · Coastal wind events return · Early ice and snow in the mountains · Transition back to rainy-season flooding risk · First major wind events of the season
REGIONAL HAZARD CONTEXT
Western Oregon & Portland Metro
Willamette Valley weather is generally mild but can shift quickly. Watch for winter ice storms and wind events that cause widespread power outages, summer heat waves, and river flooding during rain-on-snow events in the mountains. The Columbia River Gorge is a natural wind corridor — conditions there can be dramatically different from surrounding areas.
Oregon Coast
Sneaker waves are the leading cause of ocean drowning deaths on the Oregon coast and occur year-round — including on days when the surf appears completely calm. Stay well back from the water’s edge. Never turn your back on the ocean. Stay off rocks, jetties, and logs at the surf line at all times. Watch for NWS Beach Hazards Statements before any coastal visit. The Columbia River Bar is one of the most hazardous river mouths in North America — always check bar conditions with the U.S. Coast Guard before any crossing attempt.
South-Central Oregon — Lake, Klamath & Harney Counties
This region is among Oregon’s most fire-prone. Red Flag Warnings are common in spring and summer when low humidity, high winds, and dry grass create extreme ignition conditions. The pre-green-up period in late winter and early spring — before new vegetation replaces last year’s dead grass — is particularly dangerous. Even a small spark can start a fast-moving fire. Always check ODF restrictions before any outdoor burning or use of spark-producing equipment.
Central Oregon — Bend, Redmond, Prineville, Madras
Central Oregon’s dry high-desert climate means fire risk arrives early and persists late into the season. Prescribed burns on the Deschutes and Ochoco national forests and the Crooked River National Grassland can produce smoke affecting communities along the Highway 26 and Highway 97 corridors. Check air quality at oregon.gov/deq before extended outdoor activity whenever smoke is visible.
Eastern Oregon
Eastern Oregon faces both wildfire risk and flash flood potential. Summer thunderstorms over the Blue Mountains and Wallowas can produce lightning-caused fires and rapid runoff into steep canyon drainages. Rivers fed by east-slope snowpack — including the John Day, Malheur, Owyhee, and Deschutes — can rise quickly during spring snowmelt events. Check river gauges at water.noaa.gov before recreating near any waterway.
Southern Oregon — Rogue Valley, Medford, Ashland, Grants Pass
Southern Oregon sits in a fire-prone interface zone where forested mountains meet populated valleys. Fire season can begin as early as June and extend into October. Smoke from both Oregon and northern California wildfires regularly affects air quality in late summer. Years with below-average snowpack significantly increase fire risk beginning as early as spring.
WILDFIRE SMOKE & AIR QUALITY GUIDE
Wildfire smoke contains fine particles that penetrate deep into the lungs and cannot be filtered by an ordinary dust mask. Groups at elevated risk include children, older adults, pregnant women, and anyone with heart or lung conditions. Check air quality before any outdoor activity during a smoke event — conditions can change within hours.
Air Quality Index (AQI) — What the Colors Mean
-
GREEN (0–50) — Good
Air quality is satisfactory. Outdoor activity is fine for everyone.
-
YELLOW (51–100) — Moderate
Sensitive groups should consider limiting prolonged outdoor exertion.
-
ORANGE (101–150) — Unhealthy for Sensitive Groups
Children, older adults, and anyone with heart or lung conditions should reduce time outdoors.
-
RED (151–200) — Unhealthy
Everyone should reduce prolonged outdoor exertion. Sensitive groups should remain indoors.
-
PURPLE (201–300) — Very Unhealthy
Avoid all outdoor activity. Keep windows and doors closed.
-
MAROON (301+) — Hazardous
Health emergency conditions. Everyone should stay indoors with windows closed.
Simple indoor air filtration during a smoke event: Tape a MERV-13 furnace filter to the back of a standard box fan. This creates an effective air cleaner at very low cost and is safe to run with windows closed.
Check current air quality: Oregon DEQ Air Quality Index · AirNow.gov · OregonAIR Mobile App
NO CELL SERVICE OR INTERNET? USE NOAA WEATHER RADIO
A NOAA Weather Radio receiver broadcasts continuous NWS alerts, weather forecasts, fire weather warnings, and emergency messages 24 hours a day · 7 days a week on 162.400 – 162.550 MHz. It is the most reliable alert system for rural Oregon when cell coverage or internet is unavailable. A dedicated receiver is required — available at hardware and electronics retailers for under $30. Find the transmitter frequency for your location at weather.gov/nwr.
MONITOR & STAY INFORMED — COMPLETE RESOURCE LIST
All resources below are free and publicly available 24 hours a day · 7 days a week unless otherwise noted.
WEATHER — WATCHES, WARNINGS & FORECASTS
NWS Active Alerts — All of Oregon
Every active NWS watch, warning, and advisory currently in effect anywhere in Oregon — in one place. Check here first.
NWS Portland — Western Oregon
Current alerts and forecasts for the Portland metro, Willamette Valley, northern coast, and Columbia River Gorge.
NWS Medford — Southern Oregon
Alerts and forecasts for the Rogue Valley, Klamath Basin, Crater Lake area, and south-central Oregon.
NWS Pendleton — Eastern & Central Oregon
Alerts and forecasts for eastern Oregon, the Blue Mountains, Cascades east slopes, and the central Oregon high desert.
NOAA Marine Forecast — Oregon Coast
Coastal and offshore forecasts, small craft advisories, and Columbia River Bar conditions.
NOAA Weather Radio Frequency Finder
Find your local 162 MHz NOAA Weather Radio frequency. Continuous 24/7 NWS broadcasts — the most reliable alert system when cell coverage or internet fails.
FIRE DANGER, RESTRICTIONS & ACTIVE WILDFIRES
ODF Fire Danger & Burn Restrictions Map
Interactive map — tap or click your location to see your current fire danger level and active burn restrictions. Works on mobile. Check before any outdoor burning.
Oregon Dept. of Forestry — Fire & Weather
Official ODF fire weather forecasts, statewide danger ratings, and fire news and press releases.
Before You Burn — Debris Burning Check
Check daily whether outdoor debris burning is allowed in your area before lighting anything. Debris burning is the leading cause of human-caused wildfires in Oregon.
BLM Oregon & Washington — Fire Restrictions
Fire restrictions for Bureau of Land Management lands. Note: BLM restrictions may differ from ODF restrictions on adjacent land — check both for your location.
InciWeb — Active Oregon Wildfires
Active wildfire locations, acreage, containment status, road closures, and evacuation orders across Oregon.
Northwest Interagency Coordination Center
Regional fire situation reports and preparedness levels for Oregon and Washington.
AIR QUALITY & WILDFIRE SMOKE
Oregon DEQ — Air Quality Index
Real-time statewide air quality readings. Check before outdoor activity during any smoke event — especially for children, older adults, and anyone with heart or lung conditions.
AirNow.gov — Federal Air Quality
Current and forecast AQI by location. Includes smoke forecasts during wildfire events. Available 24 hours a day · 7 days a week.
OregonAIR Mobile App
Free mobile app for real-time Oregon air quality readings and alerts. Available for iOS and Android.
FLOODING & RIVER LEVELS
NOAA River Levels & Flood Monitoring
Live river gauge readings, flood stage forecasts, and inundation maps for rivers across Oregon. Enter any river name or city. Available 24 hours a day · 7 days a week.
EMERGENCY ALERTS & PREPAREDNESS
Oregon Emergency Alerts — Sign Up
Register your phone and address to receive county emergency alerts for wildfires, floods, and evacuations directly — without having to seek them out.
Oregon Office of Emergency Management
Statewide emergency preparedness resources, disaster declarations, and guidance for individuals, families, and communities.
Oregon Emergency Management — Make a Plan
Step-by-step guidance for building a household emergency plan, go-bag, and communication strategy before a disaster strikes.
KEY PHONE NUMBERS
Save these numbers before a disaster occurs. Cell networks may be congested during an active emergency.
Life-Safety Emergency
CALL: 911
For anyone experiencing or witnessing an active wildfire, flooding, structure fire, or any immediate threat to life or property.
Mental Health Crisis Line
CALL OR TEXT: 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation. Free · Confidential · Available 24 hours a day · 7 days a week.
Oregon Emergency Management — Duty Officer
CALL: 1-503-378-2911
For local emergency managers and public officials requesting state assistance during an active emergency or declared disaster.
NWS Portland — Western Oregon Recorded Forecast
CALL: 503-261-9246
For anyone in the Portland metro, Willamette Valley, or northern coast. Recorded forecast updated several times daily.
NWS Medford — Southern Oregon
CALL: 541-773-1067
For anyone in southern Oregon or the Rogue Valley seeking a current recorded forecast.
NWS Pendleton — Eastern & Central Oregon
CALL: 541-276-4493
For anyone in eastern or central Oregon seeking a current recorded forecast.
Central Oregon Fire Information Line
CALL: 1-800-523-4737
For anyone in central Oregon seeking current fire danger levels, active burn restrictions, or incident information.
NOAA Weather Radio
162.400 – 162.550 MHz (receiver required)
For anyone in a rural area without reliable cell or internet coverage. A dedicated weather radio receiver is required — available at hardware and electronics retailers. Find your local frequency at weather.gov/nwr. Available 24 hours a day · 7 days a week.
PREPAREDNESS ACTIONS YOU CAN TAKE NOW
Sign Up for Emergency Alerts
Register at Oregon Emergency Alert Registration — oralert.gov to receive county alerts for wildfires, floods, and evacuations directly on your phone. Also enable Wireless Emergency Alerts in your phone’s notification settings — these require no registration and can reach you even without data service.
Know Your Evacuation Route
Identify at least two ways out of your neighborhood before a disaster occurs. One route may be blocked by fire or floodwater. Know where you would go and how you would reach family members if you are separated. In a fast-moving wildfire, there may be very little warning time — have your plan ready now.
Build a Go-Bag
Keep a ready bag near your door or in your vehicle during fire season. Include: prescription medications and medical supplies · copies of important documents · phone charger and backup battery · water and food for three days · cash · a change of clothing · N95 masks for smoke protection. A go-bag prepared in advance saves critical time during an emergency evacuation.
For Outdoor Burns — Check Before You Light
Debris burning is the leading cause of human-caused wildfires in Oregon — and any escaped fire can result in full liability for suppression costs, which can reach millions of dollars. Before any outdoor burn, check BeforeYouBurn.com and the ODF Fire Restrictions Map. When in doubt, do not burn.
Turn Around, Don’t Drown
Never drive through a flooded road — even if it looks passable. Just six inches of moving water can knock a person off their feet. Two feet of water can carry away most vehicles. If a road ahead is flooded, turn around and find another route. Most flood-related deaths in Oregon occur in vehicles.
Check on Neighbors
Older adults, people with disabilities, and those who live alone may not receive alerts or may need help evacuating. Check on neighbors before a known hazard arrives in your area.
DISCLAIMER: Information is shared solely as a public courtesy. All resources listed are publicly available through official government agencies. This document is not a product of, nor endorsed by, the National Weather Service, Oregon Department of Forestry, Oregon Emergency Management, or any other agency listed. Content is subject to change — always verify current conditions directly with official sources before making any decisions. This is not a substitute for official emergency broadcasts, professional weather services, or instructions from local emergency management authorities. If a person is in immediate danger, call 911. For mental health emergencies, call or text 988 (Suicide & Crisis Lifeline) — free · confidential · available 24 hours a day · 7 days a week. All services listed are free and publicly available.

READ THIS FIRST — FLOOD EMERGENCY CHECK
If you are in immediate danger, call 911.
If you need shelter, sandbags, cleanup help, or local instructions, call Oregon 211 (211 or 866-698-6155).
If toilets, sinks, or floor drains are backing up, stop using all water and shut off household water.
If water is touching outlets, cords, or appliances, shut off electricity (only if safe).
FOOD PREPARATION AND RESOURCES
RIGHT NOW (0–15 minutes)
Move to higher ground.
Avoid flooded roads and bridges. Cars may stall if water enters the muffler.
Stop using water if drains or toilets back up.
Shut off electricity if water is approaching outlets (only if safe).
Call 911 if anyone is in danger.
NEXT 1–3 HOURS
Prepare to evacuate if advised.
Set sandbags or barriers.
Charge phones and backup batteries.
TODAY / TONIGHT
Monitor NWS (National Weather Service) Portland updates at this link: https://www.weather.gov/pqr/
Avoid unnecessary travel.
Keep plumbing use minimal.
Critical Shutoffs & Life Safety
DISCLAIMER: Information is provided solely as a courtesy without warranty or guarantee of any kind whatsoever. You aee hereby notified and advised to seek counsel from qualified professionals at your own risk and expense. WARNING / CAUTION / DANGER ALERT: There could be life and death risks, harms, dangers, penalties, fines or other consequences for shutting off utilities and/or other activities..
When and Why to Shut Off Household Water
Shut off household water if floodwater enters the home, sewer backups occur, pipes burst, or evacuation is likely.
When and Why to Shut Off Electrical Service
Shut off electricity if water enters living areas or approaches the electrical panel.
Natural Gas Shutoff (Only When Necessary)
Shut off gas only if you smell gas or floodwater reaches gas equipment.
Protecting the Home From Flood Water
Use sandbags and plastic sheeting (e.g. tarps) at doors, garages, and crawlspaces.
Seal foundation cracks and cover basement window wells.
Protect drains with backflow prevention and test sump pumps.
Sewer, Sink, Toilet & Drain Backups
Stop using all plumbing immediately.
Shut off household water and electricity if safe.
Treat all backup water as contaminated.
Call Oregon 211 for cleanup help.
Preparation Before Flood Season
Label utility shutoffs.
Maintain gutters, drains, and sump pumps.
Prepare emergency kits and evacuation plans.
Flood Insurance (Ready.gov / FEMA Guidance)
Standard homeowners and renters insurance does not cover flooding.
Consider flood insurance through the National Flood Insurance Program.
FloodSmart / NFIP: https://www.floodsmart.gov
Ready.gov Flood Guidance: https://www.ready.gov/floods
After the Flood
Avoid standing water and downed wires.
Document damage before cleanup.
Have utilities inspected before restoring service.
Federal Disaster Resources & Support
Emotional and mental health support during disasters.
SAMHSA Disaster Distress Helpline: 1-800-985-5990 or text TalkWithUs to 66746
Link: https://www.samhsa.gov/find-help/helplines/disaster-distress-helpline
FEMA Disaster Assistance — apply for housing, repairs, and recovery aid.
Phone: 800-621-3362
Link: https://www.disasterassistance.gov
Ready.gov Floods — preparedness, response, and recovery guidance.
Link: https://www.ready.gov/floods
FloodSmart / NFIP — flood insurance education and risk awareness.
Link: https://www.floodsmart.gov
EPA (Environmental Protection Agency) – Flood Cleanup & Air Safety Information
Link: https://www.epa.gov/indoor-air-quality-iaq/resources-flood-cleanup-and-indoor-air-quality
Other Information
State of Oregon Flood Hazard Prep Information:
Link: https://www.oregon.gov/oem/hazardsprep/pages/floods.aspx
IHS Additional Flood Cleanup Information
Link: https://www.ihs.gov/california/index.cfm/offices/oehe/dehs/emergency-management/flood/

National Flood Insurance Program Set to Expire September 30, 2026
Wednesday, September 30, 2026 at 8:59 PM PST
The National Association of Realtors is tracking Congress’s approaching deadline to reauthorize the National Flood Insurance Program (NFIP), the primary source of flood coverage required for most federally backed mortgages.
NAR has published a public FAQ outlining what a lapse in the program’s authority would mean for policyholders, home sales, and closings, along with steps property owners can take now.
NFIP Reauthorization Resources
NAR Flood Insurance FAQ — https://www.nar.realtor/flood-insurance/faq-national-flood-insurance-program-expires-september-30-2026 · Answers to common questions about the September 30 deadline and what a lapse would mean for closings.
NAR Flood Insurance Hub — https://www.nar.realtor/flood-insurance · Ongoing updates on the program’s reauthorization status.
Federal Agency Guidance
FEMA Bulletin (PDF) — https://agents.floodsmart.gov/sites/default/files/bulletins/W-24020/w-24020.pdf · Guidance on flood insurance requirements if authority lapses.
Fannie Mae Selling Guide — https://selling-guide.fanniemae.com/sel/b7-3-06/flood-insurance-requirements-all-property-types · Flood insurance requirements for all property types.
Freddie Mac Bulletin 2025-E — https://guide.freddiemac.com/app/guide/bulletin/2025-E · Guidance for lenders during an NFIP lapse.
Joint Federal Regulator Guidance — https://www.fdic.gov/news/press-releases/2025/agencies-issue-reminder-institutions-lending-when-national-flood-insurance · Reminder from the FDIC, Federal Reserve, OCC, NCUA, and FCA on lending during a lapse.
Support Services & Contact Information
NAR Member Support — https://www.nar.realtor/contact-us · Call 1-800-874-6500, Monday–Friday, 8 a.m.–5 p.m. Central.
About National Association of REALTORS®
Founded in 1908 as the National Association of Real Estate Exchanges, the National Association of REALTORS® (NAR) adopted its current name in 1972 and is headquartered in Chicago with a Washington, D.C. office near the U.S. Capitol.
NAR’s mission is to empower REALTORS® as they preserve, protect, and advance the right to real property for all, guided by a Code of Ethics first adopted in 1913.
NAR represents more than 1.3 million real estate professionals across the United States and abroad.
The association provides advocacy, research, and continuing education for its members while advancing consumer-focused housing policy, including flood insurance reauthorization.
Disclaimer: This listing is shared for community information only. The event is organized and hosted by the listed organization, not by PeerGalaxy. Dates, times, and access links are subject to change — please confirm details with the organizer before attending.

OREGON STATEWIDE WEATHER & FIRE CONDITIONS
Public Safety Resource · Weather Alerts · Fire Danger · Air Quality · Flooding
“Know the hazard. Find the right resource. Stay safe.”
All resources listed are free and publicly available · Verify current conditions directly with official sources below
CALL 911
For anyone experiencing an active wildfire, flooding, or immediate threat to life or property
CALL OR TEXT 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation · Free · Confidential · 24/7
YOUR FIRST THREE STEPS WHEN A HAZARD IS POSSIBLE
1 · Check NWS Active Alerts for Oregon NWS Oregon Active Alerts
Every active watch, warning, and advisory in Oregon — in one place. Check here first whenever you hear about a hazard in your area.
2 · Check Your Fire Danger Level and Burn Restrictions ODF Fire Restrictions Interactive Map
Tap your location on the interactive map to see your local fire danger level and whether any burn restrictions apply. Works on mobile. Check before any outdoor burning — any time of year.
3 · Sign Up for County Emergency Alerts Oregon Emergency Alert Registration
Register your phone and home address so wildfire, flood, and evacuation alerts reach you directly — without having to check anything. Takes less than two minutes.
NWS ALERT TYPE DEFINITIONS
When a hazard is issued for your area, it will carry one of these labels. Knowing what each term means tells you how urgently to act.
🔴 WARNING
Hazardous conditions are occurring or imminent. Take protective action NOW — do not wait.
🟡 WATCH
Conditions are favorable for a hazard to develop. Prepare now and monitor updates closely.
🟠 ADVISORY
Conditions will be hazardous but below warning thresholds. Use extra caution outdoors.
🔵 SPECIAL WEATHER STATEMENT
Noteworthy conditions that require public awareness but do not meet warning or advisory thresholds. Stay aware and check for updates.
🏖 BEACH HAZARDS STATEMENT
Dangerous ocean or beach conditions — sneaker waves, rip currents, or extreme surf. Stay well back from the water’s edge regardless of how calm the ocean looks.
🔥 RED FLAG WARNING
Critical fire weather: low humidity + high winds + dry fuels = extreme fire danger. No outdoor burning of any kind. Avoid all spark-producing activity.
🌊 SMALL CRAFT ADVISORY
Hazardous conditions for small vessels. Inexperienced mariners should stay off coastal and Columbia River Bar waters until the advisory expires.
💧 FLOOD WATCH
Flooding is possible. Prepare now — know your evacuation route and monitor river gauge levels.
💧 FLOOD WARNING
Flooding is occurring or imminent. Move to higher ground now. Turn Around, Don’t Drown — never drive through a flooded road.
FIRE DANGER LEVELS — WHAT THEY MEAN
The Oregon Department of Forestry uses a five-level fire danger scale. Your local level determines which activities may be restricted on public and private forestlands. Danger levels can vary significantly over short distances — always check your specific location on the ODF map before any outdoor burning or spark-producing activity.
-
LOW
Fires are unlikely to start or spread rapidly. Normal outdoor caution applies.
-
MODERATE
Fires can start and spread under dry or windy conditions. Use caution near any ignition source outdoors.
-
HIGH
Fires start easily and spread quickly. Check ODF burn restrictions before any outdoor burning. Debris fires must be fully extinguished — never left to smolder.
-
VERY HIGH
Fires start very easily from almost any spark. Outdoor burning is typically prohibited. Check ODF restrictions for your specific location before any outdoor activity.
-
EXTREME
Maximum fire danger. Any fire can quickly become uncontrollable. All outdoor burning prohibited. Avoid all spark-producing activity entirely.
Check your current fire danger level and burn restrictions: ODF Fire Restrictions Interactive Map
OREGON SEASONAL HAZARD GUIDE
Oregon faces different hazards throughout the year. Use this guide to know what to watch for in any given season and which resources to check most closely.
❄ WINTER — December through February
Ice storms and freezing rain in the Willamette Valley · Heavy snow in the Cascades and eastern Oregon · Coastal wind events and large surf · Sneaker waves year-round · River flooding from rain-on-snow events
🌱 SPRING — March through May
Early Red Flag fire weather as fuels dry before green-up · Snowmelt flooding along Cascade-fed rivers · Prescribed burn smoke · High surf and sneaker waves on the coast
🔥 SUMMER — June through September
Wildfire season peaks statewide · Red Flag Warnings common in south-central and eastern Oregon · Smoke events affecting air quality across the state · Extreme heat in the Willamette Valley and eastern Oregon · Lightning-caused fires in the mountains
🍂 FALL — October through November
Wildfires may remain active into October · Coastal wind events return · Early ice and snow in the mountains · Transition back to rainy-season flooding risk · First major wind events of the season
REGIONAL HAZARD CONTEXT
Western Oregon & Portland Metro
Willamette Valley weather is generally mild but can shift quickly. Watch for winter ice storms and wind events that cause widespread power outages, summer heat waves, and river flooding during rain-on-snow events in the mountains. The Columbia River Gorge is a natural wind corridor — conditions there can be dramatically different from surrounding areas.
Oregon Coast
Sneaker waves are the leading cause of ocean drowning deaths on the Oregon coast and occur year-round — including on days when the surf appears completely calm. Stay well back from the water’s edge. Never turn your back on the ocean. Stay off rocks, jetties, and logs at the surf line at all times. Watch for NWS Beach Hazards Statements before any coastal visit. The Columbia River Bar is one of the most hazardous river mouths in North America — always check bar conditions with the U.S. Coast Guard before any crossing attempt.
South-Central Oregon — Lake, Klamath & Harney Counties
This region is among Oregon’s most fire-prone. Red Flag Warnings are common in spring and summer when low humidity, high winds, and dry grass create extreme ignition conditions. The pre-green-up period in late winter and early spring — before new vegetation replaces last year’s dead grass — is particularly dangerous. Even a small spark can start a fast-moving fire. Always check ODF restrictions before any outdoor burning or use of spark-producing equipment.
Central Oregon — Bend, Redmond, Prineville, Madras
Central Oregon’s dry high-desert climate means fire risk arrives early and persists late into the season. Prescribed burns on the Deschutes and Ochoco national forests and the Crooked River National Grassland can produce smoke affecting communities along the Highway 26 and Highway 97 corridors. Check air quality at oregon.gov/deq before extended outdoor activity whenever smoke is visible.
Eastern Oregon
Eastern Oregon faces both wildfire risk and flash flood potential. Summer thunderstorms over the Blue Mountains and Wallowas can produce lightning-caused fires and rapid runoff into steep canyon drainages. Rivers fed by east-slope snowpack — including the John Day, Malheur, Owyhee, and Deschutes — can rise quickly during spring snowmelt events. Check river gauges at water.noaa.gov before recreating near any waterway.
Southern Oregon — Rogue Valley, Medford, Ashland, Grants Pass
Southern Oregon sits in a fire-prone interface zone where forested mountains meet populated valleys. Fire season can begin as early as June and extend into October. Smoke from both Oregon and northern California wildfires regularly affects air quality in late summer. Years with below-average snowpack significantly increase fire risk beginning as early as spring.
WILDFIRE SMOKE & AIR QUALITY GUIDE
Wildfire smoke contains fine particles that penetrate deep into the lungs and cannot be filtered by an ordinary dust mask. Groups at elevated risk include children, older adults, pregnant women, and anyone with heart or lung conditions. Check air quality before any outdoor activity during a smoke event — conditions can change within hours.
Air Quality Index (AQI) — What the Colors Mean
-
GREEN (0–50) — Good
Air quality is satisfactory. Outdoor activity is fine for everyone.
-
YELLOW (51–100) — Moderate
Sensitive groups should consider limiting prolonged outdoor exertion.
-
ORANGE (101–150) — Unhealthy for Sensitive Groups
Children, older adults, and anyone with heart or lung conditions should reduce time outdoors.
-
RED (151–200) — Unhealthy
Everyone should reduce prolonged outdoor exertion. Sensitive groups should remain indoors.
-
PURPLE (201–300) — Very Unhealthy
Avoid all outdoor activity. Keep windows and doors closed.
-
MAROON (301+) — Hazardous
Health emergency conditions. Everyone should stay indoors with windows closed.
Simple indoor air filtration during a smoke event: Tape a MERV-13 furnace filter to the back of a standard box fan. This creates an effective air cleaner at very low cost and is safe to run with windows closed.
Check current air quality: Oregon DEQ Air Quality Index · AirNow.gov · OregonAIR Mobile App
NO CELL SERVICE OR INTERNET? USE NOAA WEATHER RADIO
A NOAA Weather Radio receiver broadcasts continuous NWS alerts, weather forecasts, fire weather warnings, and emergency messages 24 hours a day · 7 days a week on 162.400 – 162.550 MHz. It is the most reliable alert system for rural Oregon when cell coverage or internet is unavailable. A dedicated receiver is required — available at hardware and electronics retailers for under $30. Find the transmitter frequency for your location at weather.gov/nwr.
MONITOR & STAY INFORMED — COMPLETE RESOURCE LIST
All resources below are free and publicly available 24 hours a day · 7 days a week unless otherwise noted.
WEATHER — WATCHES, WARNINGS & FORECASTS
NWS Active Alerts — All of Oregon
Every active NWS watch, warning, and advisory currently in effect anywhere in Oregon — in one place. Check here first.
NWS Portland — Western Oregon
Current alerts and forecasts for the Portland metro, Willamette Valley, northern coast, and Columbia River Gorge.
NWS Medford — Southern Oregon
Alerts and forecasts for the Rogue Valley, Klamath Basin, Crater Lake area, and south-central Oregon.
NWS Pendleton — Eastern & Central Oregon
Alerts and forecasts for eastern Oregon, the Blue Mountains, Cascades east slopes, and the central Oregon high desert.
NOAA Marine Forecast — Oregon Coast
Coastal and offshore forecasts, small craft advisories, and Columbia River Bar conditions.
NOAA Weather Radio Frequency Finder
Find your local 162 MHz NOAA Weather Radio frequency. Continuous 24/7 NWS broadcasts — the most reliable alert system when cell coverage or internet fails.
FIRE DANGER, RESTRICTIONS & ACTIVE WILDFIRES
ODF Fire Danger & Burn Restrictions Map
Interactive map — tap or click your location to see your current fire danger level and active burn restrictions. Works on mobile. Check before any outdoor burning.
Oregon Dept. of Forestry — Fire & Weather
Official ODF fire weather forecasts, statewide danger ratings, and fire news and press releases.
Before You Burn — Debris Burning Check
Check daily whether outdoor debris burning is allowed in your area before lighting anything. Debris burning is the leading cause of human-caused wildfires in Oregon.
BLM Oregon & Washington — Fire Restrictions
Fire restrictions for Bureau of Land Management lands. Note: BLM restrictions may differ from ODF restrictions on adjacent land — check both for your location.
InciWeb — Active Oregon Wildfires
Active wildfire locations, acreage, containment status, road closures, and evacuation orders across Oregon.
Northwest Interagency Coordination Center
Regional fire situation reports and preparedness levels for Oregon and Washington.
AIR QUALITY & WILDFIRE SMOKE
Oregon DEQ — Air Quality Index
Real-time statewide air quality readings. Check before outdoor activity during any smoke event — especially for children, older adults, and anyone with heart or lung conditions.
AirNow.gov — Federal Air Quality
Current and forecast AQI by location. Includes smoke forecasts during wildfire events. Available 24 hours a day · 7 days a week.
OregonAIR Mobile App
Free mobile app for real-time Oregon air quality readings and alerts. Available for iOS and Android.
FLOODING & RIVER LEVELS
NOAA River Levels & Flood Monitoring
Live river gauge readings, flood stage forecasts, and inundation maps for rivers across Oregon. Enter any river name or city. Available 24 hours a day · 7 days a week.
EMERGENCY ALERTS & PREPAREDNESS
Oregon Emergency Alerts — Sign Up
Register your phone and address to receive county emergency alerts for wildfires, floods, and evacuations directly — without having to seek them out.
Oregon Office of Emergency Management
Statewide emergency preparedness resources, disaster declarations, and guidance for individuals, families, and communities.
Oregon Emergency Management — Make a Plan
Step-by-step guidance for building a household emergency plan, go-bag, and communication strategy before a disaster strikes.
KEY PHONE NUMBERS
Save these numbers before a disaster occurs. Cell networks may be congested during an active emergency.
Life-Safety Emergency
CALL: 911
For anyone experiencing or witnessing an active wildfire, flooding, structure fire, or any immediate threat to life or property.
Mental Health Crisis Line
CALL OR TEXT: 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation. Free · Confidential · Available 24 hours a day · 7 days a week.
Oregon Emergency Management — Duty Officer
CALL: 1-503-378-2911
For local emergency managers and public officials requesting state assistance during an active emergency or declared disaster.
NWS Portland — Western Oregon Recorded Forecast
CALL: 503-261-9246
For anyone in the Portland metro, Willamette Valley, or northern coast. Recorded forecast updated several times daily.
NWS Medford — Southern Oregon
CALL: 541-773-1067
For anyone in southern Oregon or the Rogue Valley seeking a current recorded forecast.
NWS Pendleton — Eastern & Central Oregon
CALL: 541-276-4493
For anyone in eastern or central Oregon seeking a current recorded forecast.
Central Oregon Fire Information Line
CALL: 1-800-523-4737
For anyone in central Oregon seeking current fire danger levels, active burn restrictions, or incident information.
NOAA Weather Radio
162.400 – 162.550 MHz (receiver required)
For anyone in a rural area without reliable cell or internet coverage. A dedicated weather radio receiver is required — available at hardware and electronics retailers. Find your local frequency at weather.gov/nwr. Available 24 hours a day · 7 days a week.
PREPAREDNESS ACTIONS YOU CAN TAKE NOW
Sign Up for Emergency Alerts
Register at Oregon Emergency Alert Registration — oralert.gov to receive county alerts for wildfires, floods, and evacuations directly on your phone. Also enable Wireless Emergency Alerts in your phone’s notification settings — these require no registration and can reach you even without data service.
Know Your Evacuation Route
Identify at least two ways out of your neighborhood before a disaster occurs. One route may be blocked by fire or floodwater. Know where you would go and how you would reach family members if you are separated. In a fast-moving wildfire, there may be very little warning time — have your plan ready now.
Build a Go-Bag
Keep a ready bag near your door or in your vehicle during fire season. Include: prescription medications and medical supplies · copies of important documents · phone charger and backup battery · water and food for three days · cash · a change of clothing · N95 masks for smoke protection. A go-bag prepared in advance saves critical time during an emergency evacuation.
For Outdoor Burns — Check Before You Light
Debris burning is the leading cause of human-caused wildfires in Oregon — and any escaped fire can result in full liability for suppression costs, which can reach millions of dollars. Before any outdoor burn, check BeforeYouBurn.com and the ODF Fire Restrictions Map. When in doubt, do not burn.
Turn Around, Don’t Drown
Never drive through a flooded road — even if it looks passable. Just six inches of moving water can knock a person off their feet. Two feet of water can carry away most vehicles. If a road ahead is flooded, turn around and find another route. Most flood-related deaths in Oregon occur in vehicles.
Check on Neighbors
Older adults, people with disabilities, and those who live alone may not receive alerts or may need help evacuating. Check on neighbors before a known hazard arrives in your area.
DISCLAIMER: Information is shared solely as a public courtesy. All resources listed are publicly available through official government agencies. This document is not a product of, nor endorsed by, the National Weather Service, Oregon Department of Forestry, Oregon Emergency Management, or any other agency listed. Content is subject to change — always verify current conditions directly with official sources before making any decisions. This is not a substitute for official emergency broadcasts, professional weather services, or instructions from local emergency management authorities. If a person is in immediate danger, call 911. For mental health emergencies, call or text 988 (Suicide & Crisis Lifeline) — free · confidential · available 24 hours a day · 7 days a week. All services listed are free and publicly available.

READ THIS FIRST — FLOOD EMERGENCY CHECK
If you are in immediate danger, call 911.
If you need shelter, sandbags, cleanup help, or local instructions, call Oregon 211 (211 or 866-698-6155).
If toilets, sinks, or floor drains are backing up, stop using all water and shut off household water.
If water is touching outlets, cords, or appliances, shut off electricity (only if safe).
FOOD PREPARATION AND RESOURCES
RIGHT NOW (0–15 minutes)
Move to higher ground.
Avoid flooded roads and bridges. Cars may stall if water enters the muffler.
Stop using water if drains or toilets back up.
Shut off electricity if water is approaching outlets (only if safe).
Call 911 if anyone is in danger.
NEXT 1–3 HOURS
Prepare to evacuate if advised.
Set sandbags or barriers.
Charge phones and backup batteries.
TODAY / TONIGHT
Monitor NWS (National Weather Service) Portland updates at this link: https://www.weather.gov/pqr/
Avoid unnecessary travel.
Keep plumbing use minimal.
Critical Shutoffs & Life Safety
DISCLAIMER: Information is provided solely as a courtesy without warranty or guarantee of any kind whatsoever. You aee hereby notified and advised to seek counsel from qualified professionals at your own risk and expense. WARNING / CAUTION / DANGER ALERT: There could be life and death risks, harms, dangers, penalties, fines or other consequences for shutting off utilities and/or other activities..
When and Why to Shut Off Household Water
Shut off household water if floodwater enters the home, sewer backups occur, pipes burst, or evacuation is likely.
When and Why to Shut Off Electrical Service
Shut off electricity if water enters living areas or approaches the electrical panel.
Natural Gas Shutoff (Only When Necessary)
Shut off gas only if you smell gas or floodwater reaches gas equipment.
Protecting the Home From Flood Water
Use sandbags and plastic sheeting (e.g. tarps) at doors, garages, and crawlspaces.
Seal foundation cracks and cover basement window wells.
Protect drains with backflow prevention and test sump pumps.
Sewer, Sink, Toilet & Drain Backups
Stop using all plumbing immediately.
Shut off household water and electricity if safe.
Treat all backup water as contaminated.
Call Oregon 211 for cleanup help.
Preparation Before Flood Season
Label utility shutoffs.
Maintain gutters, drains, and sump pumps.
Prepare emergency kits and evacuation plans.
Flood Insurance (Ready.gov / FEMA Guidance)
Standard homeowners and renters insurance does not cover flooding.
Consider flood insurance through the National Flood Insurance Program.
FloodSmart / NFIP: https://www.floodsmart.gov
Ready.gov Flood Guidance: https://www.ready.gov/floods
After the Flood
Avoid standing water and downed wires.
Document damage before cleanup.
Have utilities inspected before restoring service.
Federal Disaster Resources & Support
Emotional and mental health support during disasters.
SAMHSA Disaster Distress Helpline: 1-800-985-5990 or text TalkWithUs to 66746
Link: https://www.samhsa.gov/find-help/helplines/disaster-distress-helpline
FEMA Disaster Assistance — apply for housing, repairs, and recovery aid.
Phone: 800-621-3362
Link: https://www.disasterassistance.gov
Ready.gov Floods — preparedness, response, and recovery guidance.
Link: https://www.ready.gov/floods
FloodSmart / NFIP — flood insurance education and risk awareness.
Link: https://www.floodsmart.gov
EPA (Environmental Protection Agency) – Flood Cleanup & Air Safety Information
Link: https://www.epa.gov/indoor-air-quality-iaq/resources-flood-cleanup-and-indoor-air-quality
Other Information
State of Oregon Flood Hazard Prep Information:
Link: https://www.oregon.gov/oem/hazardsprep/pages/floods.aspx
IHS Additional Flood Cleanup Information
Link: https://www.ihs.gov/california/index.cfm/offices/oehe/dehs/emergency-management/flood/

National Flood Insurance Program Set to Expire September 30, 2026
Wednesday, September 30, 2026 at 8:59 PM PST
The National Association of Realtors is tracking Congress’s approaching deadline to reauthorize the National Flood Insurance Program (NFIP), the primary source of flood coverage required for most federally backed mortgages.
NAR has published a public FAQ outlining what a lapse in the program’s authority would mean for policyholders, home sales, and closings, along with steps property owners can take now.
NFIP Reauthorization Resources
NAR Flood Insurance FAQ — https://www.nar.realtor/flood-insurance/faq-national-flood-insurance-program-expires-september-30-2026 · Answers to common questions about the September 30 deadline and what a lapse would mean for closings.
NAR Flood Insurance Hub — https://www.nar.realtor/flood-insurance · Ongoing updates on the program’s reauthorization status.
Federal Agency Guidance
FEMA Bulletin (PDF) — https://agents.floodsmart.gov/sites/default/files/bulletins/W-24020/w-24020.pdf · Guidance on flood insurance requirements if authority lapses.
Fannie Mae Selling Guide — https://selling-guide.fanniemae.com/sel/b7-3-06/flood-insurance-requirements-all-property-types · Flood insurance requirements for all property types.
Freddie Mac Bulletin 2025-E — https://guide.freddiemac.com/app/guide/bulletin/2025-E · Guidance for lenders during an NFIP lapse.
Joint Federal Regulator Guidance — https://www.fdic.gov/news/press-releases/2025/agencies-issue-reminder-institutions-lending-when-national-flood-insurance · Reminder from the FDIC, Federal Reserve, OCC, NCUA, and FCA on lending during a lapse.
Support Services & Contact Information
NAR Member Support — https://www.nar.realtor/contact-us · Call 1-800-874-6500, Monday–Friday, 8 a.m.–5 p.m. Central.
About National Association of REALTORS®
Founded in 1908 as the National Association of Real Estate Exchanges, the National Association of REALTORS® (NAR) adopted its current name in 1972 and is headquartered in Chicago with a Washington, D.C. office near the U.S. Capitol.
NAR’s mission is to empower REALTORS® as they preserve, protect, and advance the right to real property for all, guided by a Code of Ethics first adopted in 1913.
NAR represents more than 1.3 million real estate professionals across the United States and abroad.
The association provides advocacy, research, and continuing education for its members while advancing consumer-focused housing policy, including flood insurance reauthorization.
Disclaimer: This listing is shared for community information only. The event is organized and hosted by the listed organization, not by PeerGalaxy. Dates, times, and access links are subject to change — please confirm details with the organizer before attending.

OREGON STATEWIDE WEATHER & FIRE CONDITIONS
Public Safety Resource · Weather Alerts · Fire Danger · Air Quality · Flooding
“Know the hazard. Find the right resource. Stay safe.”
All resources listed are free and publicly available · Verify current conditions directly with official sources below
CALL 911
For anyone experiencing an active wildfire, flooding, or immediate threat to life or property
CALL OR TEXT 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation · Free · Confidential · 24/7
YOUR FIRST THREE STEPS WHEN A HAZARD IS POSSIBLE
1 · Check NWS Active Alerts for Oregon NWS Oregon Active Alerts
Every active watch, warning, and advisory in Oregon — in one place. Check here first whenever you hear about a hazard in your area.
2 · Check Your Fire Danger Level and Burn Restrictions ODF Fire Restrictions Interactive Map
Tap your location on the interactive map to see your local fire danger level and whether any burn restrictions apply. Works on mobile. Check before any outdoor burning — any time of year.
3 · Sign Up for County Emergency Alerts Oregon Emergency Alert Registration
Register your phone and home address so wildfire, flood, and evacuation alerts reach you directly — without having to check anything. Takes less than two minutes.
NWS ALERT TYPE DEFINITIONS
When a hazard is issued for your area, it will carry one of these labels. Knowing what each term means tells you how urgently to act.
🔴 WARNING
Hazardous conditions are occurring or imminent. Take protective action NOW — do not wait.
🟡 WATCH
Conditions are favorable for a hazard to develop. Prepare now and monitor updates closely.
🟠 ADVISORY
Conditions will be hazardous but below warning thresholds. Use extra caution outdoors.
🔵 SPECIAL WEATHER STATEMENT
Noteworthy conditions that require public awareness but do not meet warning or advisory thresholds. Stay aware and check for updates.
🏖 BEACH HAZARDS STATEMENT
Dangerous ocean or beach conditions — sneaker waves, rip currents, or extreme surf. Stay well back from the water’s edge regardless of how calm the ocean looks.
🔥 RED FLAG WARNING
Critical fire weather: low humidity + high winds + dry fuels = extreme fire danger. No outdoor burning of any kind. Avoid all spark-producing activity.
🌊 SMALL CRAFT ADVISORY
Hazardous conditions for small vessels. Inexperienced mariners should stay off coastal and Columbia River Bar waters until the advisory expires.
💧 FLOOD WATCH
Flooding is possible. Prepare now — know your evacuation route and monitor river gauge levels.
💧 FLOOD WARNING
Flooding is occurring or imminent. Move to higher ground now. Turn Around, Don’t Drown — never drive through a flooded road.
FIRE DANGER LEVELS — WHAT THEY MEAN
The Oregon Department of Forestry uses a five-level fire danger scale. Your local level determines which activities may be restricted on public and private forestlands. Danger levels can vary significantly over short distances — always check your specific location on the ODF map before any outdoor burning or spark-producing activity.
-
LOW
Fires are unlikely to start or spread rapidly. Normal outdoor caution applies.
-
MODERATE
Fires can start and spread under dry or windy conditions. Use caution near any ignition source outdoors.
-
HIGH
Fires start easily and spread quickly. Check ODF burn restrictions before any outdoor burning. Debris fires must be fully extinguished — never left to smolder.
-
VERY HIGH
Fires start very easily from almost any spark. Outdoor burning is typically prohibited. Check ODF restrictions for your specific location before any outdoor activity.
-
EXTREME
Maximum fire danger. Any fire can quickly become uncontrollable. All outdoor burning prohibited. Avoid all spark-producing activity entirely.
Check your current fire danger level and burn restrictions: ODF Fire Restrictions Interactive Map
OREGON SEASONAL HAZARD GUIDE
Oregon faces different hazards throughout the year. Use this guide to know what to watch for in any given season and which resources to check most closely.
❄ WINTER — December through February
Ice storms and freezing rain in the Willamette Valley · Heavy snow in the Cascades and eastern Oregon · Coastal wind events and large surf · Sneaker waves year-round · River flooding from rain-on-snow events
🌱 SPRING — March through May
Early Red Flag fire weather as fuels dry before green-up · Snowmelt flooding along Cascade-fed rivers · Prescribed burn smoke · High surf and sneaker waves on the coast
🔥 SUMMER — June through September
Wildfire season peaks statewide · Red Flag Warnings common in south-central and eastern Oregon · Smoke events affecting air quality across the state · Extreme heat in the Willamette Valley and eastern Oregon · Lightning-caused fires in the mountains
🍂 FALL — October through November
Wildfires may remain active into October · Coastal wind events return · Early ice and snow in the mountains · Transition back to rainy-season flooding risk · First major wind events of the season
REGIONAL HAZARD CONTEXT
Western Oregon & Portland Metro
Willamette Valley weather is generally mild but can shift quickly. Watch for winter ice storms and wind events that cause widespread power outages, summer heat waves, and river flooding during rain-on-snow events in the mountains. The Columbia River Gorge is a natural wind corridor — conditions there can be dramatically different from surrounding areas.
Oregon Coast
Sneaker waves are the leading cause of ocean drowning deaths on the Oregon coast and occur year-round — including on days when the surf appears completely calm. Stay well back from the water’s edge. Never turn your back on the ocean. Stay off rocks, jetties, and logs at the surf line at all times. Watch for NWS Beach Hazards Statements before any coastal visit. The Columbia River Bar is one of the most hazardous river mouths in North America — always check bar conditions with the U.S. Coast Guard before any crossing attempt.
South-Central Oregon — Lake, Klamath & Harney Counties
This region is among Oregon’s most fire-prone. Red Flag Warnings are common in spring and summer when low humidity, high winds, and dry grass create extreme ignition conditions. The pre-green-up period in late winter and early spring — before new vegetation replaces last year’s dead grass — is particularly dangerous. Even a small spark can start a fast-moving fire. Always check ODF restrictions before any outdoor burning or use of spark-producing equipment.
Central Oregon — Bend, Redmond, Prineville, Madras
Central Oregon’s dry high-desert climate means fire risk arrives early and persists late into the season. Prescribed burns on the Deschutes and Ochoco national forests and the Crooked River National Grassland can produce smoke affecting communities along the Highway 26 and Highway 97 corridors. Check air quality at oregon.gov/deq before extended outdoor activity whenever smoke is visible.
Eastern Oregon
Eastern Oregon faces both wildfire risk and flash flood potential. Summer thunderstorms over the Blue Mountains and Wallowas can produce lightning-caused fires and rapid runoff into steep canyon drainages. Rivers fed by east-slope snowpack — including the John Day, Malheur, Owyhee, and Deschutes — can rise quickly during spring snowmelt events. Check river gauges at water.noaa.gov before recreating near any waterway.
Southern Oregon — Rogue Valley, Medford, Ashland, Grants Pass
Southern Oregon sits in a fire-prone interface zone where forested mountains meet populated valleys. Fire season can begin as early as June and extend into October. Smoke from both Oregon and northern California wildfires regularly affects air quality in late summer. Years with below-average snowpack significantly increase fire risk beginning as early as spring.
WILDFIRE SMOKE & AIR QUALITY GUIDE
Wildfire smoke contains fine particles that penetrate deep into the lungs and cannot be filtered by an ordinary dust mask. Groups at elevated risk include children, older adults, pregnant women, and anyone with heart or lung conditions. Check air quality before any outdoor activity during a smoke event — conditions can change within hours.
Air Quality Index (AQI) — What the Colors Mean
-
GREEN (0–50) — Good
Air quality is satisfactory. Outdoor activity is fine for everyone.
-
YELLOW (51–100) — Moderate
Sensitive groups should consider limiting prolonged outdoor exertion.
-
ORANGE (101–150) — Unhealthy for Sensitive Groups
Children, older adults, and anyone with heart or lung conditions should reduce time outdoors.
-
RED (151–200) — Unhealthy
Everyone should reduce prolonged outdoor exertion. Sensitive groups should remain indoors.
-
PURPLE (201–300) — Very Unhealthy
Avoid all outdoor activity. Keep windows and doors closed.
-
MAROON (301+) — Hazardous
Health emergency conditions. Everyone should stay indoors with windows closed.
Simple indoor air filtration during a smoke event: Tape a MERV-13 furnace filter to the back of a standard box fan. This creates an effective air cleaner at very low cost and is safe to run with windows closed.
Check current air quality: Oregon DEQ Air Quality Index · AirNow.gov · OregonAIR Mobile App
NO CELL SERVICE OR INTERNET? USE NOAA WEATHER RADIO
A NOAA Weather Radio receiver broadcasts continuous NWS alerts, weather forecasts, fire weather warnings, and emergency messages 24 hours a day · 7 days a week on 162.400 – 162.550 MHz. It is the most reliable alert system for rural Oregon when cell coverage or internet is unavailable. A dedicated receiver is required — available at hardware and electronics retailers for under $30. Find the transmitter frequency for your location at weather.gov/nwr.
MONITOR & STAY INFORMED — COMPLETE RESOURCE LIST
All resources below are free and publicly available 24 hours a day · 7 days a week unless otherwise noted.
WEATHER — WATCHES, WARNINGS & FORECASTS
NWS Active Alerts — All of Oregon
Every active NWS watch, warning, and advisory currently in effect anywhere in Oregon — in one place. Check here first.
NWS Portland — Western Oregon
Current alerts and forecasts for the Portland metro, Willamette Valley, northern coast, and Columbia River Gorge.
NWS Medford — Southern Oregon
Alerts and forecasts for the Rogue Valley, Klamath Basin, Crater Lake area, and south-central Oregon.
NWS Pendleton — Eastern & Central Oregon
Alerts and forecasts for eastern Oregon, the Blue Mountains, Cascades east slopes, and the central Oregon high desert.
NOAA Marine Forecast — Oregon Coast
Coastal and offshore forecasts, small craft advisories, and Columbia River Bar conditions.
NOAA Weather Radio Frequency Finder
Find your local 162 MHz NOAA Weather Radio frequency. Continuous 24/7 NWS broadcasts — the most reliable alert system when cell coverage or internet fails.
FIRE DANGER, RESTRICTIONS & ACTIVE WILDFIRES
ODF Fire Danger & Burn Restrictions Map
Interactive map — tap or click your location to see your current fire danger level and active burn restrictions. Works on mobile. Check before any outdoor burning.
Oregon Dept. of Forestry — Fire & Weather
Official ODF fire weather forecasts, statewide danger ratings, and fire news and press releases.
Before You Burn — Debris Burning Check
Check daily whether outdoor debris burning is allowed in your area before lighting anything. Debris burning is the leading cause of human-caused wildfires in Oregon.
BLM Oregon & Washington — Fire Restrictions
Fire restrictions for Bureau of Land Management lands. Note: BLM restrictions may differ from ODF restrictions on adjacent land — check both for your location.
InciWeb — Active Oregon Wildfires
Active wildfire locations, acreage, containment status, road closures, and evacuation orders across Oregon.
Northwest Interagency Coordination Center
Regional fire situation reports and preparedness levels for Oregon and Washington.
AIR QUALITY & WILDFIRE SMOKE
Oregon DEQ — Air Quality Index
Real-time statewide air quality readings. Check before outdoor activity during any smoke event — especially for children, older adults, and anyone with heart or lung conditions.
AirNow.gov — Federal Air Quality
Current and forecast AQI by location. Includes smoke forecasts during wildfire events. Available 24 hours a day · 7 days a week.
OregonAIR Mobile App
Free mobile app for real-time Oregon air quality readings and alerts. Available for iOS and Android.
FLOODING & RIVER LEVELS
NOAA River Levels & Flood Monitoring
Live river gauge readings, flood stage forecasts, and inundation maps for rivers across Oregon. Enter any river name or city. Available 24 hours a day · 7 days a week.
EMERGENCY ALERTS & PREPAREDNESS
Oregon Emergency Alerts — Sign Up
Register your phone and address to receive county emergency alerts for wildfires, floods, and evacuations directly — without having to seek them out.
Oregon Office of Emergency Management
Statewide emergency preparedness resources, disaster declarations, and guidance for individuals, families, and communities.
Oregon Emergency Management — Make a Plan
Step-by-step guidance for building a household emergency plan, go-bag, and communication strategy before a disaster strikes.
KEY PHONE NUMBERS
Save these numbers before a disaster occurs. Cell networks may be congested during an active emergency.
Life-Safety Emergency
CALL: 911
For anyone experiencing or witnessing an active wildfire, flooding, structure fire, or any immediate threat to life or property.
Mental Health Crisis Line
CALL OR TEXT: 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation. Free · Confidential · Available 24 hours a day · 7 days a week.
Oregon Emergency Management — Duty Officer
CALL: 1-503-378-2911
For local emergency managers and public officials requesting state assistance during an active emergency or declared disaster.
NWS Portland — Western Oregon Recorded Forecast
CALL: 503-261-9246
For anyone in the Portland metro, Willamette Valley, or northern coast. Recorded forecast updated several times daily.
NWS Medford — Southern Oregon
CALL: 541-773-1067
For anyone in southern Oregon or the Rogue Valley seeking a current recorded forecast.
NWS Pendleton — Eastern & Central Oregon
CALL: 541-276-4493
For anyone in eastern or central Oregon seeking a current recorded forecast.
Central Oregon Fire Information Line
CALL: 1-800-523-4737
For anyone in central Oregon seeking current fire danger levels, active burn restrictions, or incident information.
NOAA Weather Radio
162.400 – 162.550 MHz (receiver required)
For anyone in a rural area without reliable cell or internet coverage. A dedicated weather radio receiver is required — available at hardware and electronics retailers. Find your local frequency at weather.gov/nwr. Available 24 hours a day · 7 days a week.
PREPAREDNESS ACTIONS YOU CAN TAKE NOW
Sign Up for Emergency Alerts
Register at Oregon Emergency Alert Registration — oralert.gov to receive county alerts for wildfires, floods, and evacuations directly on your phone. Also enable Wireless Emergency Alerts in your phone’s notification settings — these require no registration and can reach you even without data service.
Know Your Evacuation Route
Identify at least two ways out of your neighborhood before a disaster occurs. One route may be blocked by fire or floodwater. Know where you would go and how you would reach family members if you are separated. In a fast-moving wildfire, there may be very little warning time — have your plan ready now.
Build a Go-Bag
Keep a ready bag near your door or in your vehicle during fire season. Include: prescription medications and medical supplies · copies of important documents · phone charger and backup battery · water and food for three days · cash · a change of clothing · N95 masks for smoke protection. A go-bag prepared in advance saves critical time during an emergency evacuation.
For Outdoor Burns — Check Before You Light
Debris burning is the leading cause of human-caused wildfires in Oregon — and any escaped fire can result in full liability for suppression costs, which can reach millions of dollars. Before any outdoor burn, check BeforeYouBurn.com and the ODF Fire Restrictions Map. When in doubt, do not burn.
Turn Around, Don’t Drown
Never drive through a flooded road — even if it looks passable. Just six inches of moving water can knock a person off their feet. Two feet of water can carry away most vehicles. If a road ahead is flooded, turn around and find another route. Most flood-related deaths in Oregon occur in vehicles.
Check on Neighbors
Older adults, people with disabilities, and those who live alone may not receive alerts or may need help evacuating. Check on neighbors before a known hazard arrives in your area.
DISCLAIMER: Information is shared solely as a public courtesy. All resources listed are publicly available through official government agencies. This document is not a product of, nor endorsed by, the National Weather Service, Oregon Department of Forestry, Oregon Emergency Management, or any other agency listed. Content is subject to change — always verify current conditions directly with official sources before making any decisions. This is not a substitute for official emergency broadcasts, professional weather services, or instructions from local emergency management authorities. If a person is in immediate danger, call 911. For mental health emergencies, call or text 988 (Suicide & Crisis Lifeline) — free · confidential · available 24 hours a day · 7 days a week. All services listed are free and publicly available.

READ THIS FIRST — FLOOD EMERGENCY CHECK
If you are in immediate danger, call 911.
If you need shelter, sandbags, cleanup help, or local instructions, call Oregon 211 (211 or 866-698-6155).
If toilets, sinks, or floor drains are backing up, stop using all water and shut off household water.
If water is touching outlets, cords, or appliances, shut off electricity (only if safe).
FOOD PREPARATION AND RESOURCES
RIGHT NOW (0–15 minutes)
Move to higher ground.
Avoid flooded roads and bridges. Cars may stall if water enters the muffler.
Stop using water if drains or toilets back up.
Shut off electricity if water is approaching outlets (only if safe).
Call 911 if anyone is in danger.
NEXT 1–3 HOURS
Prepare to evacuate if advised.
Set sandbags or barriers.
Charge phones and backup batteries.
TODAY / TONIGHT
Monitor NWS (National Weather Service) Portland updates at this link: https://www.weather.gov/pqr/
Avoid unnecessary travel.
Keep plumbing use minimal.
Critical Shutoffs & Life Safety
DISCLAIMER: Information is provided solely as a courtesy without warranty or guarantee of any kind whatsoever. You aee hereby notified and advised to seek counsel from qualified professionals at your own risk and expense. WARNING / CAUTION / DANGER ALERT: There could be life and death risks, harms, dangers, penalties, fines or other consequences for shutting off utilities and/or other activities..
When and Why to Shut Off Household Water
Shut off household water if floodwater enters the home, sewer backups occur, pipes burst, or evacuation is likely.
When and Why to Shut Off Electrical Service
Shut off electricity if water enters living areas or approaches the electrical panel.
Natural Gas Shutoff (Only When Necessary)
Shut off gas only if you smell gas or floodwater reaches gas equipment.
Protecting the Home From Flood Water
Use sandbags and plastic sheeting (e.g. tarps) at doors, garages, and crawlspaces.
Seal foundation cracks and cover basement window wells.
Protect drains with backflow prevention and test sump pumps.
Sewer, Sink, Toilet & Drain Backups
Stop using all plumbing immediately.
Shut off household water and electricity if safe.
Treat all backup water as contaminated.
Call Oregon 211 for cleanup help.
Preparation Before Flood Season
Label utility shutoffs.
Maintain gutters, drains, and sump pumps.
Prepare emergency kits and evacuation plans.
Flood Insurance (Ready.gov / FEMA Guidance)
Standard homeowners and renters insurance does not cover flooding.
Consider flood insurance through the National Flood Insurance Program.
FloodSmart / NFIP: https://www.floodsmart.gov
Ready.gov Flood Guidance: https://www.ready.gov/floods
After the Flood
Avoid standing water and downed wires.
Document damage before cleanup.
Have utilities inspected before restoring service.
Federal Disaster Resources & Support
Emotional and mental health support during disasters.
SAMHSA Disaster Distress Helpline: 1-800-985-5990 or text TalkWithUs to 66746
Link: https://www.samhsa.gov/find-help/helplines/disaster-distress-helpline
FEMA Disaster Assistance — apply for housing, repairs, and recovery aid.
Phone: 800-621-3362
Link: https://www.disasterassistance.gov
Ready.gov Floods — preparedness, response, and recovery guidance.
Link: https://www.ready.gov/floods
FloodSmart / NFIP — flood insurance education and risk awareness.
Link: https://www.floodsmart.gov
EPA (Environmental Protection Agency) – Flood Cleanup & Air Safety Information
Link: https://www.epa.gov/indoor-air-quality-iaq/resources-flood-cleanup-and-indoor-air-quality
Other Information
State of Oregon Flood Hazard Prep Information:
Link: https://www.oregon.gov/oem/hazardsprep/pages/floods.aspx
IHS Additional Flood Cleanup Information
Link: https://www.ihs.gov/california/index.cfm/offices/oehe/dehs/emergency-management/flood/

National Flood Insurance Program Set to Expire September 30, 2026
Wednesday, September 30, 2026 at 8:59 PM PST
The National Association of Realtors is tracking Congress’s approaching deadline to reauthorize the National Flood Insurance Program (NFIP), the primary source of flood coverage required for most federally backed mortgages.
NAR has published a public FAQ outlining what a lapse in the program’s authority would mean for policyholders, home sales, and closings, along with steps property owners can take now.
NFIP Reauthorization Resources
NAR Flood Insurance FAQ — https://www.nar.realtor/flood-insurance/faq-national-flood-insurance-program-expires-september-30-2026 · Answers to common questions about the September 30 deadline and what a lapse would mean for closings.
NAR Flood Insurance Hub — https://www.nar.realtor/flood-insurance · Ongoing updates on the program’s reauthorization status.
Federal Agency Guidance
FEMA Bulletin (PDF) — https://agents.floodsmart.gov/sites/default/files/bulletins/W-24020/w-24020.pdf · Guidance on flood insurance requirements if authority lapses.
Fannie Mae Selling Guide — https://selling-guide.fanniemae.com/sel/b7-3-06/flood-insurance-requirements-all-property-types · Flood insurance requirements for all property types.
Freddie Mac Bulletin 2025-E — https://guide.freddiemac.com/app/guide/bulletin/2025-E · Guidance for lenders during an NFIP lapse.
Joint Federal Regulator Guidance — https://www.fdic.gov/news/press-releases/2025/agencies-issue-reminder-institutions-lending-when-national-flood-insurance · Reminder from the FDIC, Federal Reserve, OCC, NCUA, and FCA on lending during a lapse.
Support Services & Contact Information
NAR Member Support — https://www.nar.realtor/contact-us · Call 1-800-874-6500, Monday–Friday, 8 a.m.–5 p.m. Central.
About National Association of REALTORS®
Founded in 1908 as the National Association of Real Estate Exchanges, the National Association of REALTORS® (NAR) adopted its current name in 1972 and is headquartered in Chicago with a Washington, D.C. office near the U.S. Capitol.
NAR’s mission is to empower REALTORS® as they preserve, protect, and advance the right to real property for all, guided by a Code of Ethics first adopted in 1913.
NAR represents more than 1.3 million real estate professionals across the United States and abroad.
The association provides advocacy, research, and continuing education for its members while advancing consumer-focused housing policy, including flood insurance reauthorization.
Disclaimer: This listing is shared for community information only. The event is organized and hosted by the listed organization, not by PeerGalaxy. Dates, times, and access links are subject to change — please confirm details with the organizer before attending.

OREGON STATEWIDE WEATHER & FIRE CONDITIONS
Public Safety Resource · Weather Alerts · Fire Danger · Air Quality · Flooding
“Know the hazard. Find the right resource. Stay safe.”
All resources listed are free and publicly available · Verify current conditions directly with official sources below
CALL 911
For anyone experiencing an active wildfire, flooding, or immediate threat to life or property
CALL OR TEXT 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation · Free · Confidential · 24/7
YOUR FIRST THREE STEPS WHEN A HAZARD IS POSSIBLE
1 · Check NWS Active Alerts for Oregon NWS Oregon Active Alerts
Every active watch, warning, and advisory in Oregon — in one place. Check here first whenever you hear about a hazard in your area.
2 · Check Your Fire Danger Level and Burn Restrictions ODF Fire Restrictions Interactive Map
Tap your location on the interactive map to see your local fire danger level and whether any burn restrictions apply. Works on mobile. Check before any outdoor burning — any time of year.
3 · Sign Up for County Emergency Alerts Oregon Emergency Alert Registration
Register your phone and home address so wildfire, flood, and evacuation alerts reach you directly — without having to check anything. Takes less than two minutes.
NWS ALERT TYPE DEFINITIONS
When a hazard is issued for your area, it will carry one of these labels. Knowing what each term means tells you how urgently to act.
🔴 WARNING
Hazardous conditions are occurring or imminent. Take protective action NOW — do not wait.
🟡 WATCH
Conditions are favorable for a hazard to develop. Prepare now and monitor updates closely.
🟠 ADVISORY
Conditions will be hazardous but below warning thresholds. Use extra caution outdoors.
🔵 SPECIAL WEATHER STATEMENT
Noteworthy conditions that require public awareness but do not meet warning or advisory thresholds. Stay aware and check for updates.
🏖 BEACH HAZARDS STATEMENT
Dangerous ocean or beach conditions — sneaker waves, rip currents, or extreme surf. Stay well back from the water’s edge regardless of how calm the ocean looks.
🔥 RED FLAG WARNING
Critical fire weather: low humidity + high winds + dry fuels = extreme fire danger. No outdoor burning of any kind. Avoid all spark-producing activity.
🌊 SMALL CRAFT ADVISORY
Hazardous conditions for small vessels. Inexperienced mariners should stay off coastal and Columbia River Bar waters until the advisory expires.
💧 FLOOD WATCH
Flooding is possible. Prepare now — know your evacuation route and monitor river gauge levels.
💧 FLOOD WARNING
Flooding is occurring or imminent. Move to higher ground now. Turn Around, Don’t Drown — never drive through a flooded road.
FIRE DANGER LEVELS — WHAT THEY MEAN
The Oregon Department of Forestry uses a five-level fire danger scale. Your local level determines which activities may be restricted on public and private forestlands. Danger levels can vary significantly over short distances — always check your specific location on the ODF map before any outdoor burning or spark-producing activity.
-
LOW
Fires are unlikely to start or spread rapidly. Normal outdoor caution applies.
-
MODERATE
Fires can start and spread under dry or windy conditions. Use caution near any ignition source outdoors.
-
HIGH
Fires start easily and spread quickly. Check ODF burn restrictions before any outdoor burning. Debris fires must be fully extinguished — never left to smolder.
-
VERY HIGH
Fires start very easily from almost any spark. Outdoor burning is typically prohibited. Check ODF restrictions for your specific location before any outdoor activity.
-
EXTREME
Maximum fire danger. Any fire can quickly become uncontrollable. All outdoor burning prohibited. Avoid all spark-producing activity entirely.
Check your current fire danger level and burn restrictions: ODF Fire Restrictions Interactive Map
OREGON SEASONAL HAZARD GUIDE
Oregon faces different hazards throughout the year. Use this guide to know what to watch for in any given season and which resources to check most closely.
❄ WINTER — December through February
Ice storms and freezing rain in the Willamette Valley · Heavy snow in the Cascades and eastern Oregon · Coastal wind events and large surf · Sneaker waves year-round · River flooding from rain-on-snow events
🌱 SPRING — March through May
Early Red Flag fire weather as fuels dry before green-up · Snowmelt flooding along Cascade-fed rivers · Prescribed burn smoke · High surf and sneaker waves on the coast
🔥 SUMMER — June through September
Wildfire season peaks statewide · Red Flag Warnings common in south-central and eastern Oregon · Smoke events affecting air quality across the state · Extreme heat in the Willamette Valley and eastern Oregon · Lightning-caused fires in the mountains
🍂 FALL — October through November
Wildfires may remain active into October · Coastal wind events return · Early ice and snow in the mountains · Transition back to rainy-season flooding risk · First major wind events of the season
REGIONAL HAZARD CONTEXT
Western Oregon & Portland Metro
Willamette Valley weather is generally mild but can shift quickly. Watch for winter ice storms and wind events that cause widespread power outages, summer heat waves, and river flooding during rain-on-snow events in the mountains. The Columbia River Gorge is a natural wind corridor — conditions there can be dramatically different from surrounding areas.
Oregon Coast
Sneaker waves are the leading cause of ocean drowning deaths on the Oregon coast and occur year-round — including on days when the surf appears completely calm. Stay well back from the water’s edge. Never turn your back on the ocean. Stay off rocks, jetties, and logs at the surf line at all times. Watch for NWS Beach Hazards Statements before any coastal visit. The Columbia River Bar is one of the most hazardous river mouths in North America — always check bar conditions with the U.S. Coast Guard before any crossing attempt.
South-Central Oregon — Lake, Klamath & Harney Counties
This region is among Oregon’s most fire-prone. Red Flag Warnings are common in spring and summer when low humidity, high winds, and dry grass create extreme ignition conditions. The pre-green-up period in late winter and early spring — before new vegetation replaces last year’s dead grass — is particularly dangerous. Even a small spark can start a fast-moving fire. Always check ODF restrictions before any outdoor burning or use of spark-producing equipment.
Central Oregon — Bend, Redmond, Prineville, Madras
Central Oregon’s dry high-desert climate means fire risk arrives early and persists late into the season. Prescribed burns on the Deschutes and Ochoco national forests and the Crooked River National Grassland can produce smoke affecting communities along the Highway 26 and Highway 97 corridors. Check air quality at oregon.gov/deq before extended outdoor activity whenever smoke is visible.
Eastern Oregon
Eastern Oregon faces both wildfire risk and flash flood potential. Summer thunderstorms over the Blue Mountains and Wallowas can produce lightning-caused fires and rapid runoff into steep canyon drainages. Rivers fed by east-slope snowpack — including the John Day, Malheur, Owyhee, and Deschutes — can rise quickly during spring snowmelt events. Check river gauges at water.noaa.gov before recreating near any waterway.
Southern Oregon — Rogue Valley, Medford, Ashland, Grants Pass
Southern Oregon sits in a fire-prone interface zone where forested mountains meet populated valleys. Fire season can begin as early as June and extend into October. Smoke from both Oregon and northern California wildfires regularly affects air quality in late summer. Years with below-average snowpack significantly increase fire risk beginning as early as spring.
WILDFIRE SMOKE & AIR QUALITY GUIDE
Wildfire smoke contains fine particles that penetrate deep into the lungs and cannot be filtered by an ordinary dust mask. Groups at elevated risk include children, older adults, pregnant women, and anyone with heart or lung conditions. Check air quality before any outdoor activity during a smoke event — conditions can change within hours.
Air Quality Index (AQI) — What the Colors Mean
-
GREEN (0–50) — Good
Air quality is satisfactory. Outdoor activity is fine for everyone.
-
YELLOW (51–100) — Moderate
Sensitive groups should consider limiting prolonged outdoor exertion.
-
ORANGE (101–150) — Unhealthy for Sensitive Groups
Children, older adults, and anyone with heart or lung conditions should reduce time outdoors.
-
RED (151–200) — Unhealthy
Everyone should reduce prolonged outdoor exertion. Sensitive groups should remain indoors.
-
PURPLE (201–300) — Very Unhealthy
Avoid all outdoor activity. Keep windows and doors closed.
-
MAROON (301+) — Hazardous
Health emergency conditions. Everyone should stay indoors with windows closed.
Simple indoor air filtration during a smoke event: Tape a MERV-13 furnace filter to the back of a standard box fan. This creates an effective air cleaner at very low cost and is safe to run with windows closed.
Check current air quality: Oregon DEQ Air Quality Index · AirNow.gov · OregonAIR Mobile App
NO CELL SERVICE OR INTERNET? USE NOAA WEATHER RADIO
A NOAA Weather Radio receiver broadcasts continuous NWS alerts, weather forecasts, fire weather warnings, and emergency messages 24 hours a day · 7 days a week on 162.400 – 162.550 MHz. It is the most reliable alert system for rural Oregon when cell coverage or internet is unavailable. A dedicated receiver is required — available at hardware and electronics retailers for under $30. Find the transmitter frequency for your location at weather.gov/nwr.
MONITOR & STAY INFORMED — COMPLETE RESOURCE LIST
All resources below are free and publicly available 24 hours a day · 7 days a week unless otherwise noted.
WEATHER — WATCHES, WARNINGS & FORECASTS
NWS Active Alerts — All of Oregon
Every active NWS watch, warning, and advisory currently in effect anywhere in Oregon — in one place. Check here first.
NWS Portland — Western Oregon
Current alerts and forecasts for the Portland metro, Willamette Valley, northern coast, and Columbia River Gorge.
NWS Medford — Southern Oregon
Alerts and forecasts for the Rogue Valley, Klamath Basin, Crater Lake area, and south-central Oregon.
NWS Pendleton — Eastern & Central Oregon
Alerts and forecasts for eastern Oregon, the Blue Mountains, Cascades east slopes, and the central Oregon high desert.
NOAA Marine Forecast — Oregon Coast
Coastal and offshore forecasts, small craft advisories, and Columbia River Bar conditions.
NOAA Weather Radio Frequency Finder
Find your local 162 MHz NOAA Weather Radio frequency. Continuous 24/7 NWS broadcasts — the most reliable alert system when cell coverage or internet fails.
FIRE DANGER, RESTRICTIONS & ACTIVE WILDFIRES
ODF Fire Danger & Burn Restrictions Map
Interactive map — tap or click your location to see your current fire danger level and active burn restrictions. Works on mobile. Check before any outdoor burning.
Oregon Dept. of Forestry — Fire & Weather
Official ODF fire weather forecasts, statewide danger ratings, and fire news and press releases.
Before You Burn — Debris Burning Check
Check daily whether outdoor debris burning is allowed in your area before lighting anything. Debris burning is the leading cause of human-caused wildfires in Oregon.
BLM Oregon & Washington — Fire Restrictions
Fire restrictions for Bureau of Land Management lands. Note: BLM restrictions may differ from ODF restrictions on adjacent land — check both for your location.
InciWeb — Active Oregon Wildfires
Active wildfire locations, acreage, containment status, road closures, and evacuation orders across Oregon.
Northwest Interagency Coordination Center
Regional fire situation reports and preparedness levels for Oregon and Washington.
AIR QUALITY & WILDFIRE SMOKE
Oregon DEQ — Air Quality Index
Real-time statewide air quality readings. Check before outdoor activity during any smoke event — especially for children, older adults, and anyone with heart or lung conditions.
AirNow.gov — Federal Air Quality
Current and forecast AQI by location. Includes smoke forecasts during wildfire events. Available 24 hours a day · 7 days a week.
OregonAIR Mobile App
Free mobile app for real-time Oregon air quality readings and alerts. Available for iOS and Android.
FLOODING & RIVER LEVELS
NOAA River Levels & Flood Monitoring
Live river gauge readings, flood stage forecasts, and inundation maps for rivers across Oregon. Enter any river name or city. Available 24 hours a day · 7 days a week.
EMERGENCY ALERTS & PREPAREDNESS
Oregon Emergency Alerts — Sign Up
Register your phone and address to receive county emergency alerts for wildfires, floods, and evacuations directly — without having to seek them out.
Oregon Office of Emergency Management
Statewide emergency preparedness resources, disaster declarations, and guidance for individuals, families, and communities.
Oregon Emergency Management — Make a Plan
Step-by-step guidance for building a household emergency plan, go-bag, and communication strategy before a disaster strikes.
KEY PHONE NUMBERS
Save these numbers before a disaster occurs. Cell networks may be congested during an active emergency.
Life-Safety Emergency
CALL: 911
For anyone experiencing or witnessing an active wildfire, flooding, structure fire, or any immediate threat to life or property.
Mental Health Crisis Line
CALL OR TEXT: 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation. Free · Confidential · Available 24 hours a day · 7 days a week.
Oregon Emergency Management — Duty Officer
CALL: 1-503-378-2911
For local emergency managers and public officials requesting state assistance during an active emergency or declared disaster.
NWS Portland — Western Oregon Recorded Forecast
CALL: 503-261-9246
For anyone in the Portland metro, Willamette Valley, or northern coast. Recorded forecast updated several times daily.
NWS Medford — Southern Oregon
CALL: 541-773-1067
For anyone in southern Oregon or the Rogue Valley seeking a current recorded forecast.
NWS Pendleton — Eastern & Central Oregon
CALL: 541-276-4493
For anyone in eastern or central Oregon seeking a current recorded forecast.
Central Oregon Fire Information Line
CALL: 1-800-523-4737
For anyone in central Oregon seeking current fire danger levels, active burn restrictions, or incident information.
NOAA Weather Radio
162.400 – 162.550 MHz (receiver required)
For anyone in a rural area without reliable cell or internet coverage. A dedicated weather radio receiver is required — available at hardware and electronics retailers. Find your local frequency at weather.gov/nwr. Available 24 hours a day · 7 days a week.
PREPAREDNESS ACTIONS YOU CAN TAKE NOW
Sign Up for Emergency Alerts
Register at Oregon Emergency Alert Registration — oralert.gov to receive county alerts for wildfires, floods, and evacuations directly on your phone. Also enable Wireless Emergency Alerts in your phone’s notification settings — these require no registration and can reach you even without data service.
Know Your Evacuation Route
Identify at least two ways out of your neighborhood before a disaster occurs. One route may be blocked by fire or floodwater. Know where you would go and how you would reach family members if you are separated. In a fast-moving wildfire, there may be very little warning time — have your plan ready now.
Build a Go-Bag
Keep a ready bag near your door or in your vehicle during fire season. Include: prescription medications and medical supplies · copies of important documents · phone charger and backup battery · water and food for three days · cash · a change of clothing · N95 masks for smoke protection. A go-bag prepared in advance saves critical time during an emergency evacuation.
For Outdoor Burns — Check Before You Light
Debris burning is the leading cause of human-caused wildfires in Oregon — and any escaped fire can result in full liability for suppression costs, which can reach millions of dollars. Before any outdoor burn, check BeforeYouBurn.com and the ODF Fire Restrictions Map. When in doubt, do not burn.
Turn Around, Don’t Drown
Never drive through a flooded road — even if it looks passable. Just six inches of moving water can knock a person off their feet. Two feet of water can carry away most vehicles. If a road ahead is flooded, turn around and find another route. Most flood-related deaths in Oregon occur in vehicles.
Check on Neighbors
Older adults, people with disabilities, and those who live alone may not receive alerts or may need help evacuating. Check on neighbors before a known hazard arrives in your area.
DISCLAIMER: Information is shared solely as a public courtesy. All resources listed are publicly available through official government agencies. This document is not a product of, nor endorsed by, the National Weather Service, Oregon Department of Forestry, Oregon Emergency Management, or any other agency listed. Content is subject to change — always verify current conditions directly with official sources before making any decisions. This is not a substitute for official emergency broadcasts, professional weather services, or instructions from local emergency management authorities. If a person is in immediate danger, call 911. For mental health emergencies, call or text 988 (Suicide & Crisis Lifeline) — free · confidential · available 24 hours a day · 7 days a week. All services listed are free and publicly available.

READ THIS FIRST — FLOOD EMERGENCY CHECK
If you are in immediate danger, call 911.
If you need shelter, sandbags, cleanup help, or local instructions, call Oregon 211 (211 or 866-698-6155).
If toilets, sinks, or floor drains are backing up, stop using all water and shut off household water.
If water is touching outlets, cords, or appliances, shut off electricity (only if safe).
FOOD PREPARATION AND RESOURCES
RIGHT NOW (0–15 minutes)
Move to higher ground.
Avoid flooded roads and bridges. Cars may stall if water enters the muffler.
Stop using water if drains or toilets back up.
Shut off electricity if water is approaching outlets (only if safe).
Call 911 if anyone is in danger.
NEXT 1–3 HOURS
Prepare to evacuate if advised.
Set sandbags or barriers.
Charge phones and backup batteries.
TODAY / TONIGHT
Monitor NWS (National Weather Service) Portland updates at this link: https://www.weather.gov/pqr/
Avoid unnecessary travel.
Keep plumbing use minimal.
Critical Shutoffs & Life Safety
DISCLAIMER: Information is provided solely as a courtesy without warranty or guarantee of any kind whatsoever. You aee hereby notified and advised to seek counsel from qualified professionals at your own risk and expense. WARNING / CAUTION / DANGER ALERT: There could be life and death risks, harms, dangers, penalties, fines or other consequences for shutting off utilities and/or other activities..
When and Why to Shut Off Household Water
Shut off household water if floodwater enters the home, sewer backups occur, pipes burst, or evacuation is likely.
When and Why to Shut Off Electrical Service
Shut off electricity if water enters living areas or approaches the electrical panel.
Natural Gas Shutoff (Only When Necessary)
Shut off gas only if you smell gas or floodwater reaches gas equipment.
Protecting the Home From Flood Water
Use sandbags and plastic sheeting (e.g. tarps) at doors, garages, and crawlspaces.
Seal foundation cracks and cover basement window wells.
Protect drains with backflow prevention and test sump pumps.
Sewer, Sink, Toilet & Drain Backups
Stop using all plumbing immediately.
Shut off household water and electricity if safe.
Treat all backup water as contaminated.
Call Oregon 211 for cleanup help.
Preparation Before Flood Season
Label utility shutoffs.
Maintain gutters, drains, and sump pumps.
Prepare emergency kits and evacuation plans.
Flood Insurance (Ready.gov / FEMA Guidance)
Standard homeowners and renters insurance does not cover flooding.
Consider flood insurance through the National Flood Insurance Program.
FloodSmart / NFIP: https://www.floodsmart.gov
Ready.gov Flood Guidance: https://www.ready.gov/floods
After the Flood
Avoid standing water and downed wires.
Document damage before cleanup.
Have utilities inspected before restoring service.
Federal Disaster Resources & Support
Emotional and mental health support during disasters.
SAMHSA Disaster Distress Helpline: 1-800-985-5990 or text TalkWithUs to 66746
Link: https://www.samhsa.gov/find-help/helplines/disaster-distress-helpline
FEMA Disaster Assistance — apply for housing, repairs, and recovery aid.
Phone: 800-621-3362
Link: https://www.disasterassistance.gov
Ready.gov Floods — preparedness, response, and recovery guidance.
Link: https://www.ready.gov/floods
FloodSmart / NFIP — flood insurance education and risk awareness.
Link: https://www.floodsmart.gov
EPA (Environmental Protection Agency) – Flood Cleanup & Air Safety Information
Link: https://www.epa.gov/indoor-air-quality-iaq/resources-flood-cleanup-and-indoor-air-quality
Other Information
State of Oregon Flood Hazard Prep Information:
Link: https://www.oregon.gov/oem/hazardsprep/pages/floods.aspx
IHS Additional Flood Cleanup Information
Link: https://www.ihs.gov/california/index.cfm/offices/oehe/dehs/emergency-management/flood/

National Flood Insurance Program Set to Expire September 30, 2026
Wednesday, September 30, 2026 at 8:59 PM PST
The National Association of Realtors is tracking Congress’s approaching deadline to reauthorize the National Flood Insurance Program (NFIP), the primary source of flood coverage required for most federally backed mortgages.
NAR has published a public FAQ outlining what a lapse in the program’s authority would mean for policyholders, home sales, and closings, along with steps property owners can take now.
NFIP Reauthorization Resources
NAR Flood Insurance FAQ — https://www.nar.realtor/flood-insurance/faq-national-flood-insurance-program-expires-september-30-2026 · Answers to common questions about the September 30 deadline and what a lapse would mean for closings.
NAR Flood Insurance Hub — https://www.nar.realtor/flood-insurance · Ongoing updates on the program’s reauthorization status.
Federal Agency Guidance
FEMA Bulletin (PDF) — https://agents.floodsmart.gov/sites/default/files/bulletins/W-24020/w-24020.pdf · Guidance on flood insurance requirements if authority lapses.
Fannie Mae Selling Guide — https://selling-guide.fanniemae.com/sel/b7-3-06/flood-insurance-requirements-all-property-types · Flood insurance requirements for all property types.
Freddie Mac Bulletin 2025-E — https://guide.freddiemac.com/app/guide/bulletin/2025-E · Guidance for lenders during an NFIP lapse.
Joint Federal Regulator Guidance — https://www.fdic.gov/news/press-releases/2025/agencies-issue-reminder-institutions-lending-when-national-flood-insurance · Reminder from the FDIC, Federal Reserve, OCC, NCUA, and FCA on lending during a lapse.
Support Services & Contact Information
NAR Member Support — https://www.nar.realtor/contact-us · Call 1-800-874-6500, Monday–Friday, 8 a.m.–5 p.m. Central.
About National Association of REALTORS®
Founded in 1908 as the National Association of Real Estate Exchanges, the National Association of REALTORS® (NAR) adopted its current name in 1972 and is headquartered in Chicago with a Washington, D.C. office near the U.S. Capitol.
NAR’s mission is to empower REALTORS® as they preserve, protect, and advance the right to real property for all, guided by a Code of Ethics first adopted in 1913.
NAR represents more than 1.3 million real estate professionals across the United States and abroad.
The association provides advocacy, research, and continuing education for its members while advancing consumer-focused housing policy, including flood insurance reauthorization.
Disclaimer: This listing is shared for community information only. The event is organized and hosted by the listed organization, not by PeerGalaxy. Dates, times, and access links are subject to change — please confirm details with the organizer before attending.

OREGON STATEWIDE WEATHER & FIRE CONDITIONS
Public Safety Resource · Weather Alerts · Fire Danger · Air Quality · Flooding
“Know the hazard. Find the right resource. Stay safe.”
All resources listed are free and publicly available · Verify current conditions directly with official sources below
CALL 911
For anyone experiencing an active wildfire, flooding, or immediate threat to life or property
CALL OR TEXT 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation · Free · Confidential · 24/7
YOUR FIRST THREE STEPS WHEN A HAZARD IS POSSIBLE
1 · Check NWS Active Alerts for Oregon NWS Oregon Active Alerts
Every active watch, warning, and advisory in Oregon — in one place. Check here first whenever you hear about a hazard in your area.
2 · Check Your Fire Danger Level and Burn Restrictions ODF Fire Restrictions Interactive Map
Tap your location on the interactive map to see your local fire danger level and whether any burn restrictions apply. Works on mobile. Check before any outdoor burning — any time of year.
3 · Sign Up for County Emergency Alerts Oregon Emergency Alert Registration
Register your phone and home address so wildfire, flood, and evacuation alerts reach you directly — without having to check anything. Takes less than two minutes.
NWS ALERT TYPE DEFINITIONS
When a hazard is issued for your area, it will carry one of these labels. Knowing what each term means tells you how urgently to act.
🔴 WARNING
Hazardous conditions are occurring or imminent. Take protective action NOW — do not wait.
🟡 WATCH
Conditions are favorable for a hazard to develop. Prepare now and monitor updates closely.
🟠 ADVISORY
Conditions will be hazardous but below warning thresholds. Use extra caution outdoors.
🔵 SPECIAL WEATHER STATEMENT
Noteworthy conditions that require public awareness but do not meet warning or advisory thresholds. Stay aware and check for updates.
🏖 BEACH HAZARDS STATEMENT
Dangerous ocean or beach conditions — sneaker waves, rip currents, or extreme surf. Stay well back from the water’s edge regardless of how calm the ocean looks.
🔥 RED FLAG WARNING
Critical fire weather: low humidity + high winds + dry fuels = extreme fire danger. No outdoor burning of any kind. Avoid all spark-producing activity.
🌊 SMALL CRAFT ADVISORY
Hazardous conditions for small vessels. Inexperienced mariners should stay off coastal and Columbia River Bar waters until the advisory expires.
💧 FLOOD WATCH
Flooding is possible. Prepare now — know your evacuation route and monitor river gauge levels.
💧 FLOOD WARNING
Flooding is occurring or imminent. Move to higher ground now. Turn Around, Don’t Drown — never drive through a flooded road.
FIRE DANGER LEVELS — WHAT THEY MEAN
The Oregon Department of Forestry uses a five-level fire danger scale. Your local level determines which activities may be restricted on public and private forestlands. Danger levels can vary significantly over short distances — always check your specific location on the ODF map before any outdoor burning or spark-producing activity.
-
LOW
Fires are unlikely to start or spread rapidly. Normal outdoor caution applies.
-
MODERATE
Fires can start and spread under dry or windy conditions. Use caution near any ignition source outdoors.
-
HIGH
Fires start easily and spread quickly. Check ODF burn restrictions before any outdoor burning. Debris fires must be fully extinguished — never left to smolder.
-
VERY HIGH
Fires start very easily from almost any spark. Outdoor burning is typically prohibited. Check ODF restrictions for your specific location before any outdoor activity.
-
EXTREME
Maximum fire danger. Any fire can quickly become uncontrollable. All outdoor burning prohibited. Avoid all spark-producing activity entirely.
Check your current fire danger level and burn restrictions: ODF Fire Restrictions Interactive Map
OREGON SEASONAL HAZARD GUIDE
Oregon faces different hazards throughout the year. Use this guide to know what to watch for in any given season and which resources to check most closely.
❄ WINTER — December through February
Ice storms and freezing rain in the Willamette Valley · Heavy snow in the Cascades and eastern Oregon · Coastal wind events and large surf · Sneaker waves year-round · River flooding from rain-on-snow events
🌱 SPRING — March through May
Early Red Flag fire weather as fuels dry before green-up · Snowmelt flooding along Cascade-fed rivers · Prescribed burn smoke · High surf and sneaker waves on the coast
🔥 SUMMER — June through September
Wildfire season peaks statewide · Red Flag Warnings common in south-central and eastern Oregon · Smoke events affecting air quality across the state · Extreme heat in the Willamette Valley and eastern Oregon · Lightning-caused fires in the mountains
🍂 FALL — October through November
Wildfires may remain active into October · Coastal wind events return · Early ice and snow in the mountains · Transition back to rainy-season flooding risk · First major wind events of the season
REGIONAL HAZARD CONTEXT
Western Oregon & Portland Metro
Willamette Valley weather is generally mild but can shift quickly. Watch for winter ice storms and wind events that cause widespread power outages, summer heat waves, and river flooding during rain-on-snow events in the mountains. The Columbia River Gorge is a natural wind corridor — conditions there can be dramatically different from surrounding areas.
Oregon Coast
Sneaker waves are the leading cause of ocean drowning deaths on the Oregon coast and occur year-round — including on days when the surf appears completely calm. Stay well back from the water’s edge. Never turn your back on the ocean. Stay off rocks, jetties, and logs at the surf line at all times. Watch for NWS Beach Hazards Statements before any coastal visit. The Columbia River Bar is one of the most hazardous river mouths in North America — always check bar conditions with the U.S. Coast Guard before any crossing attempt.
South-Central Oregon — Lake, Klamath & Harney Counties
This region is among Oregon’s most fire-prone. Red Flag Warnings are common in spring and summer when low humidity, high winds, and dry grass create extreme ignition conditions. The pre-green-up period in late winter and early spring — before new vegetation replaces last year’s dead grass — is particularly dangerous. Even a small spark can start a fast-moving fire. Always check ODF restrictions before any outdoor burning or use of spark-producing equipment.
Central Oregon — Bend, Redmond, Prineville, Madras
Central Oregon’s dry high-desert climate means fire risk arrives early and persists late into the season. Prescribed burns on the Deschutes and Ochoco national forests and the Crooked River National Grassland can produce smoke affecting communities along the Highway 26 and Highway 97 corridors. Check air quality at oregon.gov/deq before extended outdoor activity whenever smoke is visible.
Eastern Oregon
Eastern Oregon faces both wildfire risk and flash flood potential. Summer thunderstorms over the Blue Mountains and Wallowas can produce lightning-caused fires and rapid runoff into steep canyon drainages. Rivers fed by east-slope snowpack — including the John Day, Malheur, Owyhee, and Deschutes — can rise quickly during spring snowmelt events. Check river gauges at water.noaa.gov before recreating near any waterway.
Southern Oregon — Rogue Valley, Medford, Ashland, Grants Pass
Southern Oregon sits in a fire-prone interface zone where forested mountains meet populated valleys. Fire season can begin as early as June and extend into October. Smoke from both Oregon and northern California wildfires regularly affects air quality in late summer. Years with below-average snowpack significantly increase fire risk beginning as early as spring.
WILDFIRE SMOKE & AIR QUALITY GUIDE
Wildfire smoke contains fine particles that penetrate deep into the lungs and cannot be filtered by an ordinary dust mask. Groups at elevated risk include children, older adults, pregnant women, and anyone with heart or lung conditions. Check air quality before any outdoor activity during a smoke event — conditions can change within hours.
Air Quality Index (AQI) — What the Colors Mean
-
GREEN (0–50) — Good
Air quality is satisfactory. Outdoor activity is fine for everyone.
-
YELLOW (51–100) — Moderate
Sensitive groups should consider limiting prolonged outdoor exertion.
-
ORANGE (101–150) — Unhealthy for Sensitive Groups
Children, older adults, and anyone with heart or lung conditions should reduce time outdoors.
-
RED (151–200) — Unhealthy
Everyone should reduce prolonged outdoor exertion. Sensitive groups should remain indoors.
-
PURPLE (201–300) — Very Unhealthy
Avoid all outdoor activity. Keep windows and doors closed.
-
MAROON (301+) — Hazardous
Health emergency conditions. Everyone should stay indoors with windows closed.
Simple indoor air filtration during a smoke event: Tape a MERV-13 furnace filter to the back of a standard box fan. This creates an effective air cleaner at very low cost and is safe to run with windows closed.
Check current air quality: Oregon DEQ Air Quality Index · AirNow.gov · OregonAIR Mobile App
NO CELL SERVICE OR INTERNET? USE NOAA WEATHER RADIO
A NOAA Weather Radio receiver broadcasts continuous NWS alerts, weather forecasts, fire weather warnings, and emergency messages 24 hours a day · 7 days a week on 162.400 – 162.550 MHz. It is the most reliable alert system for rural Oregon when cell coverage or internet is unavailable. A dedicated receiver is required — available at hardware and electronics retailers for under $30. Find the transmitter frequency for your location at weather.gov/nwr.
MONITOR & STAY INFORMED — COMPLETE RESOURCE LIST
All resources below are free and publicly available 24 hours a day · 7 days a week unless otherwise noted.
WEATHER — WATCHES, WARNINGS & FORECASTS
NWS Active Alerts — All of Oregon
Every active NWS watch, warning, and advisory currently in effect anywhere in Oregon — in one place. Check here first.
NWS Portland — Western Oregon
Current alerts and forecasts for the Portland metro, Willamette Valley, northern coast, and Columbia River Gorge.
NWS Medford — Southern Oregon
Alerts and forecasts for the Rogue Valley, Klamath Basin, Crater Lake area, and south-central Oregon.
NWS Pendleton — Eastern & Central Oregon
Alerts and forecasts for eastern Oregon, the Blue Mountains, Cascades east slopes, and the central Oregon high desert.
NOAA Marine Forecast — Oregon Coast
Coastal and offshore forecasts, small craft advisories, and Columbia River Bar conditions.
NOAA Weather Radio Frequency Finder
Find your local 162 MHz NOAA Weather Radio frequency. Continuous 24/7 NWS broadcasts — the most reliable alert system when cell coverage or internet fails.
FIRE DANGER, RESTRICTIONS & ACTIVE WILDFIRES
ODF Fire Danger & Burn Restrictions Map
Interactive map — tap or click your location to see your current fire danger level and active burn restrictions. Works on mobile. Check before any outdoor burning.
Oregon Dept. of Forestry — Fire & Weather
Official ODF fire weather forecasts, statewide danger ratings, and fire news and press releases.
Before You Burn — Debris Burning Check
Check daily whether outdoor debris burning is allowed in your area before lighting anything. Debris burning is the leading cause of human-caused wildfires in Oregon.
BLM Oregon & Washington — Fire Restrictions
Fire restrictions for Bureau of Land Management lands. Note: BLM restrictions may differ from ODF restrictions on adjacent land — check both for your location.
InciWeb — Active Oregon Wildfires
Active wildfire locations, acreage, containment status, road closures, and evacuation orders across Oregon.
Northwest Interagency Coordination Center
Regional fire situation reports and preparedness levels for Oregon and Washington.
AIR QUALITY & WILDFIRE SMOKE
Oregon DEQ — Air Quality Index
Real-time statewide air quality readings. Check before outdoor activity during any smoke event — especially for children, older adults, and anyone with heart or lung conditions.
AirNow.gov — Federal Air Quality
Current and forecast AQI by location. Includes smoke forecasts during wildfire events. Available 24 hours a day · 7 days a week.
OregonAIR Mobile App
Free mobile app for real-time Oregon air quality readings and alerts. Available for iOS and Android.
FLOODING & RIVER LEVELS
NOAA River Levels & Flood Monitoring
Live river gauge readings, flood stage forecasts, and inundation maps for rivers across Oregon. Enter any river name or city. Available 24 hours a day · 7 days a week.
EMERGENCY ALERTS & PREPAREDNESS
Oregon Emergency Alerts — Sign Up
Register your phone and address to receive county emergency alerts for wildfires, floods, and evacuations directly — without having to seek them out.
Oregon Office of Emergency Management
Statewide emergency preparedness resources, disaster declarations, and guidance for individuals, families, and communities.
Oregon Emergency Management — Make a Plan
Step-by-step guidance for building a household emergency plan, go-bag, and communication strategy before a disaster strikes.
KEY PHONE NUMBERS
Save these numbers before a disaster occurs. Cell networks may be congested during an active emergency.
Life-Safety Emergency
CALL: 911
For anyone experiencing or witnessing an active wildfire, flooding, structure fire, or any immediate threat to life or property.
Mental Health Crisis Line
CALL OR TEXT: 988
For anyone in emotional distress or mental health crisis related to a disaster or evacuation. Free · Confidential · Available 24 hours a day · 7 days a week.
Oregon Emergency Management — Duty Officer
CALL: 1-503-378-2911
For local emergency managers and public officials requesting state assistance during an active emergency or declared disaster.
NWS Portland — Western Oregon Recorded Forecast
CALL: 503-261-9246
For anyone in the Portland metro, Willamette Valley, or northern coast. Recorded forecast updated several times daily.
NWS Medford — Southern Oregon
CALL: 541-773-1067
For anyone in southern Oregon or the Rogue Valley seeking a current recorded forecast.
NWS Pendleton — Eastern & Central Oregon
CALL: 541-276-4493
For anyone in eastern or central Oregon seeking a current recorded forecast.
Central Oregon Fire Information Line
CALL: 1-800-523-4737
For anyone in central Oregon seeking current fire danger levels, active burn restrictions, or incident information.
NOAA Weather Radio
162.400 – 162.550 MHz (receiver required)
For anyone in a rural area without reliable cell or internet coverage. A dedicated weather radio receiver is required — available at hardware and electronics retailers. Find your local frequency at weather.gov/nwr. Available 24 hours a day · 7 days a week.
PREPAREDNESS ACTIONS YOU CAN TAKE NOW
Sign Up for Emergency Alerts
Register at Oregon Emergency Alert Registration — oralert.gov to receive county alerts for wildfires, floods, and evacuations directly on your phone. Also enable Wireless Emergency Alerts in your phone’s notification settings — these require no registration and can reach you even without data service.
Know Your Evacuation Route
Identify at least two ways out of your neighborhood before a disaster occurs. One route may be blocked by fire or floodwater. Know where you would go and how you would reach family members if you are separated. In a fast-moving wildfire, there may be very little warning time — have your plan ready now.
Build a Go-Bag
Keep a ready bag near your door or in your vehicle during fire season. Include: prescription medications and medical supplies · copies of important documents · phone charger and backup battery · water and food for three days · cash · a change of clothing · N95 masks for smoke protection. A go-bag prepared in advance saves critical time during an emergency evacuation.
For Outdoor Burns — Check Before You Light
Debris burning is the leading cause of human-caused wildfires in Oregon — and any escaped fire can result in full liability for suppression costs, which can reach millions of dollars. Before any outdoor burn, check BeforeYouBurn.com and the ODF Fire Restrictions Map. When in doubt, do not burn.
Turn Around, Don’t Drown
Never drive through a flooded road — even if it looks passable. Just six inches of moving water can knock a person off their feet. Two feet of water can carry away most vehicles. If a road ahead is flooded, turn around and find another route. Most flood-related deaths in Oregon occur in vehicles.
Check on Neighbors
Older adults, people with disabilities, and those who live alone may not receive alerts or may need help evacuating. Check on neighbors before a known hazard arrives in your area.
DISCLAIMER: Information is shared solely as a public courtesy. All resources listed are publicly available through official government agencies. This document is not a product of, nor endorsed by, the National Weather Service, Oregon Department of Forestry, Oregon Emergency Management, or any other agency listed. Content is subject to change — always verify current conditions directly with official sources before making any decisions. This is not a substitute for official emergency broadcasts, professional weather services, or instructions from local emergency management authorities. If a person is in immediate danger, call 911. For mental health emergencies, call or text 988 (Suicide & Crisis Lifeline) — free · confidential · available 24 hours a day · 7 days a week. All services listed are free and publicly available.

READ THIS FIRST — FLOOD EMERGENCY CHECK
If you are in immediate danger, call 911.
If you need shelter, sandbags, cleanup help, or local instructions, call Oregon 211 (211 or 866-698-6155).
If toilets, sinks, or floor drains are backing up, stop using all water and shut off household water.
If water is touching outlets, cords, or appliances, shut off electricity (only if safe).
FOOD PREPARATION AND RESOURCES
RIGHT NOW (0–15 minutes)
Move to higher ground.
Avoid flooded roads and bridges. Cars may stall if water enters the muffler.
Stop using water if drains or toilets back up.
Shut off electricity if water is approaching outlets (only if safe).
Call 911 if anyone is in danger.
NEXT 1–3 HOURS
Prepare to evacuate if advised.
Set sandbags or barriers.
Charge phones and backup batteries.
TODAY / TONIGHT
Monitor NWS (National Weather Service) Portland updates at this link: https://www.weather.gov/pqr/
Avoid unnecessary travel.
Keep plumbing use minimal.
Critical Shutoffs & Life Safety
DISCLAIMER: Information is provided solely as a courtesy without warranty or guarantee of any kind whatsoever. You aee hereby notified and advised to seek counsel from qualified professionals at your own risk and expense. WARNING / CAUTION / DANGER ALERT: There could be life and death risks, harms, dangers, penalties, fines or other consequences for shutting off utilities and/or other activities..
When and Why to Shut Off Household Water
Shut off household water if floodwater enters the home, sewer backups occur, pipes burst, or evacuation is likely.
When and Why to Shut Off Electrical Service
Shut off electricity if water enters living areas or approaches the electrical panel.
Natural Gas Shutoff (Only When Necessary)
Shut off gas only if you smell gas or floodwater reaches gas equipment.
Protecting the Home From Flood Water
Use sandbags and plastic sheeting (e.g. tarps) at doors, garages, and crawlspaces.
Seal foundation cracks and cover basement window wells.
Protect drains with backflow prevention and test sump pumps.
Sewer, Sink, Toilet & Drain Backups
Stop using all plumbing immediately.
Shut off household water and electricity if safe.
Treat all backup water as contaminated.
Call Oregon 211 for cleanup help.
Preparation Before Flood Season
Label utility shutoffs.
Maintain gutters, drains, and sump pumps.
Prepare emergency kits and evacuation plans.
Flood Insurance (Ready.gov / FEMA Guidance)
Standard homeowners and renters insurance does not cover flooding.
Consider flood insurance through the National Flood Insurance Program.
FloodSmart / NFIP: https://www.floodsmart.gov
Ready.gov Flood Guidance: https://www.ready.gov/floods
After the Flood
Avoid standing water and downed wires.
Document damage before cleanup.
Have utilities inspected before restoring service.
Federal Disaster Resources & Support
Emotional and mental health support during disasters.
SAMHSA Disaster Distress Helpline: 1-800-985-5990 or text TalkWithUs to 66746
Link: https://www.samhsa.gov/find-help/helplines/disaster-distress-helpline
FEMA Disaster Assistance — apply for housing, repairs, and recovery aid.
Phone: 800-621-3362
Link: https://www.disasterassistance.gov
Ready.gov Floods — preparedness, response, and recovery guidance.
Link: https://www.ready.gov/floods
FloodSmart / NFIP — flood insurance education and risk awareness.
Link: https://www.floodsmart.gov
EPA (Environmental Protection Agency) – Flood Cleanup & Air Safety Information
Link: https://www.epa.gov/indoor-air-quality-iaq/resources-flood-cleanup-and-indoor-air-quality
Other Information
State of Oregon Flood Hazard Prep Information:
Link: https://www.oregon.gov/oem/hazardsprep/pages/floods.aspx
IHS Additional Flood Cleanup Information
Link: https://www.ihs.gov/california/index.cfm/offices/oehe/dehs/emergency-management/flood/

National Flood Insurance Program Set to Expire September 30, 2026
Wednesday, September 30, 2026 at 8:59 PM PST
The National Association of Realtors is tracking Congress’s approaching deadline to reauthorize the National Flood Insurance Program (NFIP), the primary source of flood coverage required for most federally backed mortgages.
NAR has published a public FAQ outlining what a lapse in the program’s authority would mean for policyholders, home sales, and closings, along with steps property owners can take now.
NFIP Reauthorization Resources
NAR Flood Insurance FAQ — https://www.nar.realtor/flood-insurance/faq-national-flood-insurance-program-expires-september-30-2026 · Answers to common questions about the September 30 deadline and what a lapse would mean for closings.
NAR Flood Insurance Hub — https://www.nar.realtor/flood-insurance · Ongoing updates on the program’s reauthorization status.
Federal Agency Guidance
FEMA Bulletin (PDF) — https://agents.floodsmart.gov/sites/default/files/bulletins/W-24020/w-24020.pdf · Guidance on flood insurance requirements if authority lapses.
Fannie Mae Selling Guide — https://selling-guide.fanniemae.com/sel/b7-3-06/flood-insurance-requirements-all-property-types · Flood insurance requirements for all property types.
Freddie Mac Bulletin 2025-E — https://guide.freddiemac.com/app/guide/bulletin/2025-E · Guidance for lenders during an NFIP lapse.
Joint Federal Regulator Guidance — https://www.fdic.gov/news/press-releases/2025/agencies-issue-reminder-institutions-lending-when-national-flood-insurance · Reminder from the FDIC, Federal Reserve, OCC, NCUA, and FCA on lending during a lapse.
Support Services & Contact Information
NAR Member Support — https://www.nar.realtor/contact-us · Call 1-800-874-6500, Monday–Friday, 8 a.m.–5 p.m. Central.
About National Association of REALTORS®
Founded in 1908 as the National Association of Real Estate Exchanges, the National Association of REALTORS® (NAR) adopted its current name in 1972 and is headquartered in Chicago with a Washington, D.C. office near the U.S. Capitol.
NAR’s mission is to empower REALTORS® as they preserve, protect, and advance the right to real property for all, guided by a Code of Ethics first adopted in 1913.
NAR represents more than 1.3 million real estate professionals across the United States and abroad.
The association provides advocacy, research, and continuing education for its members while advancing consumer-focused housing policy, including flood insurance reauthorization.
Disclaimer: This listing is shared for community information only. The event is organized and hosted by the listed organization, not by PeerGalaxy. Dates, times, and access links are subject to change — please confirm details with the organizer before attending.